Your annuity

Estimate the guaranteed income an annuity could buy with your pension pot.

£

Most pensions let you take up to 25% as a tax-free lump sum, leaving the rest to buy the annuity.

%

Annuity options

Rates vary with age, health and gilt yields. Options shift the illustrative rate - always get a real quote before buying.

Estimated annual income

per month from a annuity

Pension pot
25% tax-free lump sum
Used to buy annuity
Effective rate
Income per year

Years to get your money back

On a level basis it takes about years of income to recover the used - roughly age .

Illustration only. Real annuity quotes depend on the provider, your health and gilt yields.

Cumulative income received

Income drawn Annuity cost

From age onwards - where the blue line crosses the green line, you have received back what you paid in.

Compare saved scenarios

Scenario Annual income Monthly Tax-free cash

Annuity Calculator by TaxFly — free UK tax calculators