Budget Calculator
Your monthly budget
Enter your take-home pay and spending. Everything updates instantly.
£
Add any other regular income (benefits, side income) here too.
Monthly spending
£
£
£
Left over each month
That's of your income to save or spend freely. You're overspending by a month.
- Total income
- Total spending
- Left over
- Annual surplus
50 / 30 / 20 rule
A popular guideline: 50% needs, 30% wants, 20% savings.
Needs
target 50%
Wants
target 30%
Savings
target 20%
Time to reach
Estimate only. Figures are what you enter - review them regularly.
Where your money goes
Each category as a share of your total income.
- Left over
Savings projection
Savings balance
Goal
If you save your full surplus of every month.
Compare saved budgets
| Scenario | Income | Spending | Left over | Save rate | |
|---|---|---|---|---|---|