All calculators & tools

Mortgage Calculator This mortgage calculator works out your monthly repayments and the total cost of your home... Use calculator → Percentage Calculator This percentage calculator does the three jobs you actually need: find a percentage of a n... Use calculator → Salary Calculator (Take-Home Pay) This salary calculator turns the headline figure on your contract into the number that act... Use calculator → Stamp Duty Calculator This stamp duty calculator shows what you'll pay in property tax when you buy a home in th... Use calculator → Tax Calculator This UK tax calculator shows exactly how much Income Tax and National Insurance you pay on... Use calculator → Loan Calculator This loan calculator shows you the monthly repayment, the total you will pay back and how... Use calculator → Take-Home Pay Calculator This take-home pay calculator is our canonical tool for working out your real net pay, sho... Use calculator → Compound Interest Calculator This compound interest calculator shows how your money can grow when the interest you earn... Use calculator → Income Tax Calculator This income tax calculator shows exactly how much Income Tax you pay on your salary in the... Use calculator → Mortgage Repayment Calculator Use the mortgage repayment calculator above to estimate your monthly payments from the loa... Use calculator → VAT Calculator This VAT calculator adds or removes UK VAT from any price in seconds, at the standard 20%... Use calculator → Pension Calculator This pension calculator projects how big your pension pot could grow by the time you retir... Use calculator → Car Tax Calculator Use our free Car Tax Calculator to get an instant estimate for the 2026/27 tax year. Use calculator → Council Tax Calculator Use our free Council Tax Calculator to get an instant estimate. Use calculator → How Much Can I Borrow Calculator This how much can I borrow calculator gives you a fast, realistic estimate of the mortgage... Use calculator → Holiday Entitlement Calculator This holiday entitlement calculator works out the statutory paid annual leave you are lega... Use calculator → Interest Calculator Use our free Interest Calculator to get an instant estimate. Use calculator → Redundancy Pay Calculator Our redundancy pay calculator estimates the statutory redundancy you're owed from three th... Use calculator → Maternity Pay Calculator This maternity pay calculator helps you estimate your Statutory Maternity Pay (SMP) across... Use calculator → Capital Gains Tax Calculator This capital gains tax calculator works out what you owe HMRC when you sell or give away a... Use calculator → Loan Repayment Calculator This loan repayment calculator turns three numbers you already know - how much you want to... Use calculator → Premium Bonds Calculator Use our free Premium Bonds Calculator to get an instant estimate. Use calculator → Discount Calculator This discount calculator turns a percentage off into two numbers that actually matter: the... Use calculator → Mortgage Affordability Calculator This mortgage affordability calculator gives you a realistic estimate of how much you coul... Use calculator → Pro Rata Salary Calculator This pro rata salary calculator turns a full-time advertised wage into the figure you will... Use calculator → Savings Calculator This savings calculator shows how much your money could grow once interest starts working... Use calculator → Self-Employed Tax Calculator This self employed tax calculator estimates the Income Tax and Class 4 National Insurance... Use calculator → Car Finance Calculator This car finance calculator turns a car's price, your deposit and the APR into the numbers... Use calculator → Company Car Tax Calculator This company car tax calculator works out the Benefit-in-Kind (BIK) you pay on a car your... Use calculator → Inflation Calculator This inflation calculator shows how the buying power of your money changes over time, so y... Use calculator → Inheritance Tax Calculator Use our free Inheritance Tax Calculator to get an instant estimate for the 2026/27 tax yea... Use calculator → Mortgage Overpayment Calculator This mortgage overpayment calculator shows how much interest you could save, and how many... Use calculator → National Insurance Calculator This national insurance calculator shows how much Class 1 National Insurance you pay as an... Use calculator → Retirement Calculator This retirement calculator estimates the pension pot you could build by your chosen retire... Use calculator → Wage Calculator This wage calculator is built for workers paid by the hour, week or month rather than on a... Use calculator → Dividend Tax Calculator This dividend tax calculator works out the tax due on your dividend income for the 2026/27... Use calculator → Equity Release Calculator Use our free Equity Release Calculator to get an instant estimate. Use calculator → Hourly Rate Calculator This hourly rate calculator turns a salary into an hourly figure, and converts the other w... Use calculator → Investment Calculator This investment calculator shows roughly how much a lump sum and regular monthly contribut... Use calculator → Mileage Allowance Calculator This mileage calculator works out your tax-free mileage allowance using HMRC's Approved Mi... Use calculator → Personal Loan Calculator This personal loan calculator turns three numbers - the amount you want to borrow, the int... Use calculator → Profit Margin Calculator Use our free Profit Margin Calculator to get an instant estimate. Use calculator → Student Loan Repayment Calculator This student loan repayment calculator shows how much comes out of your pay each month and... Use calculator → Tip Calculator This tip calculator works out a fair gratuity on any bill and splits the total between as... Use calculator → Buy to Let Mortgage Calculator A buy to let mortgage calculator tells you how much lenders will let you borrow for a rent... Use calculator → Contractor Calculator Use our free Contractor Calculator to get an instant estimate for the 2026/27 tax year. Use calculator → Corporation Tax Calculator This corporation tax calculator estimates what your UK limited company owes HMRC on its ta... Use calculator → First-Time Buyer Stamp Duty Calculator Our first-time buyer stamp duty calculator saves you from one of the most common budgeting... Use calculator → Import Duty Calculator Use our free Import Duty Calculator to get an instant estimate. Use calculator → Net Salary Calculator This net salary calculator turns your gross salary into the figure that actually lands in... Use calculator → Salary Sacrifice Calculator This salary sacrifice calculator shows how giving up part of your gross pay for an employe... Use calculator → Credit Card Repayment Calculator This credit card repayment calculator shows two numbers your statement hides: how many mon... Use calculator → Crypto Tax Calculator Use our free Crypto Tax Calculator to get an instant estimate for the 2026/27 tax year. Use calculator → ISA Calculator This ISA calculator shows how much your Cash or Stocks & Shares ISA could be worth aft... Use calculator → Markup Calculator This markup calculator turns a cost price and a markup percentage into a selling price, th... Use calculator → Maternity Leave Calculator Use our free Maternity Leave Calculator to get an instant estimate. Use calculator → Pension Drawdown Calculator Use our free Pension Drawdown Calculator to get an instant estimate for the 2026/27 tax ye... Use calculator → Remortgage Calculator This remortgage calculator shows, in pounds, what switching your mortgage to a new rate co... Use calculator → Rental Yield Calculator This rental yield calculator works out the gross and net return on a UK buy-to-let propert... Use calculator → Second Home Stamp Duty Calculator Buying a second home, investment property, or buy-to-let? You'll pay an additional propert... Use calculator → Statutory Sick Pay Calculator This statutory sick pay calculator helps you work out whether you qualify for SSP and roug... Use calculator → Umbrella Company Calculator Use our free Umbrella Company Calculator to get an instant estimate for the 2026/27 tax ye... Use calculator → Break Even Calculator This break even calculator tells you exactly how many units you need to sell, or how much... Use calculator → Capital Gains Tax on Property Calculator This capital gains tax on property calculator estimates what you'll owe HMRC when you sell... Use calculator → Gross to Net Calculator This gross to net calculator turns your headline UK salary into the money that actually la... Use calculator → Limited Company Tax Calculator Use our free Limited Company Tax Calculator to get an instant estimate for the 2026/27 tax... Use calculator → Pension Lump Sum Tax Calculator Use our free Pension Lump Sum Tax Calculator to get an instant estimate for the 2026/27 ta... Use calculator → Annuity Calculator Use our free Annuity Calculator to get an instant estimate. Use calculator → APR Calculator Use our free APR Calculator to get an instant estimate. Use calculator → Bonus Tax Calculator Use the bonus tax calculator above to see how much of your bonus you actually keep after i... Use calculator → Child Benefit Tax Calculator Use our free Child Benefit Tax Calculator to get an instant estimate for the 2026/27 tax y... Use calculator → Dividend Yield Calculator Use our free Dividend Yield Calculator to get an instant estimate. Use calculator → Loan to Value Calculator Use our free Loan to Value Calculator to get an instant estimate. Use calculator → Marriage Allowance Calculator This marriage allowance calculator checks whether you and your husband, wife or civil part... Use calculator → Overtime Calculator Use our free Overtime Calculator to get an instant estimate. Use calculator → Pay Rise Tax Trap Calculator Between £60,000 and £125,140 the UK tax system hides three cliff edges where a rise can be... Use calculator → Payroll Calculator Use our free Payroll Calculator to get an instant estimate for the 2026/27 tax year. Use calculator → Pension Tax Relief Calculator Use our free Pension Tax Relief Calculator to get an instant estimate for the 2026/27 tax... Use calculator → Rent Affordability Calculator Use our free Rent Affordability Calculator to get an instant estimate. Use calculator → Rental Income Tax Calculator Use our free Rental Income Tax Calculator to get an instant estimate for the 2026/27 tax y... Use calculator → Salary to Hourly Calculator This salary to hourly calculator turns an annual salary into the hourly rate it actually w... Use calculator → Scotland Tax Calculator This Scotland tax calculator works out your 2026/27 Scottish income tax, National Insuranc... Use calculator → Bridging Loan Calculator Use our free Bridging Loan Calculator to get an instant estimate. Use calculator → Emergency Tax Calculator Use our free Emergency Tax Calculator to get an instant estimate for the 2026/27 tax year. Use calculator → Pay Rise Calculator This pay rise calculator shows how much of your raise you actually keep once Income Tax an... Use calculator → Pension Pot Calculator This pension pot calculator shows roughly how large your retirement savings could become i... Use calculator → Regular Savings Calculator This regular savings calculator works out what a monthly regular saver account could grow... Use calculator → Salary vs Dividend Calculator Use the dividend vs salary calculator above to compare how much tax you pay taking income... Use calculator → Weekly Pay Calculator This weekly pay calculator turns whatever pay figure you have - an hourly rate, a monthly... Use calculator → CIS Tax Calculator Use our free CIS Tax Calculator to get an instant estimate for the 2026/27 tax year. Use calculator → Contractor Day Rate Calculator Use our free Contractor Day Rate Calculator to get an instant estimate for the 2026/27 tax... Use calculator → Debt Consolidation Calculator Use our free Debt Consolidation Calculator to get an instant estimate. Use calculator → FIRE Calculator Use our free FIRE Calculator to get an instant estimate. Use calculator → House Deposit Calculator Use our free House Deposit Calculator to get an instant estimate. Use calculator → IR35 Status Checker This IR35 calculator helps you check whether a contract is likely to fall inside or outsid... Use calculator → Late Payment Interest Calculator This late payment interest calculator works out the statutory interest you are legally ent... Use calculator → Notice Period Calculator Use our free Notice Period Calculator to get an instant estimate. Use calculator → Pension Annual Allowance Calculator Use our free Pension Annual Allowance Calculator to get an instant estimate for the 2026/2... Use calculator → Salary Comparison Calculator Use our free Salary Comparison Calculator to get an instant estimate for the 2026/27 tax y... Use calculator → Savings Goal Calculator Use our free Savings Goal Calculator to get an instant estimate. Use calculator → SIPP Calculator Use our free SIPP Calculator to get an instant estimate. Use calculator → Final Salary Pension Calculator Use our free Final Salary Pension Calculator to get an instant estimate. Use calculator → Couples Tax Optimiser The UK taxes individuals, not households. The same savings account can be tax-free in one... Use calculator → Early Repayment Calculator Use our free Early Repayment Calculator to get an instant estimate. Use calculator → Flat Rate VAT Calculator This flat rate VAT calculator works out what you would hand to HMRC under the VAT Flat Rat... Use calculator → Second Job Tax Calculator This second job tax calculator shows what a second income actually costs you in tax and Na... Use calculator → Capital Allowances Calculator Use our free Capital Allowances Calculator to get an instant estimate for the 2026/27 tax... Use calculator → Gilt Yield Calculator (After-Tax) Work out the real, after-tax return on a UK government gilt - and see the savings rate you... Use calculator → Pension Inheritance Tax Calculator (2027) From 6 April 2027, most unused pension funds are counted as part of your estate for Inheri... Use calculator → EV Pay-Per-Mile Tax Calculator (eVED) From April 2028, electric and plug-in hybrid drivers pay a new per-mile road-use charge -... Use calculator → Mansion Tax Calculator (High-Value Surcharge) From April 2028, homes worth £2 million or more face an annual high-value council tax surc... Use calculator → Gilt Ladder Calculator Spread a lump sum across gilts maturing in successive years, so cash comes back to you ste... Use calculator → Gilt vs Savings vs ISA Calculator Where should your cash live? Compare the after-tax return on the same lump sum across a ta... Use calculator → Business & Agricultural Property Relief Calculator From April 2026, Business Property Relief and Agricultural Property Relief are capped: 100... Use calculator → Fiscal Drag Calculator (Threshold Freeze) Income Tax thresholds are frozen until April 2031. As your pay rises with inflation, more... Use calculator → Index-Linked Gilt Calculator Index-linked gilts ("linkers") protect your buying power: the principal grows with inflati... Use calculator → Salary Sacrifice 2029 NI Calculator From April 2029, pension salary sacrifice above £2,000 a year will be subject to both empl... Use calculator → Bank Statement Converter (PDF to Excel) A bank statement converter turns a PDF bank statement into a clean spreadsheet of transact... Use calculator → Bring-Home Income Calculator Our bring home income calculator shows in plain English how much of your salary you actual... Use calculator → Bring-Home Pay Calculator Our bring home pay calculator shows the money you actually keep each payday in plain Engli... Use calculator → Buy-to-Let Profit Calculator This buy-to-let profit calculator shows what you actually keep after costs and tax - inclu... Use calculator → Cash Flow Forecast This cash flow forecast calculator projects your business bank balance month by month, so... Use calculator → Check If HMRC Owes You Money If you want to check if HMRC owes you money, this free tool gives you a quick, plain-Engli... Use calculator → Compare Tax Years Calculator The same salary does not always leave you with the same take-home pay. As the government c... Use calculator → Cost of Moving House Calculator Work out the total cost of moving house in the UK in one place - stamp duty, conveyancing... Use calculator → Credit Score Estimator This credit score estimator gives you a likely band from the main factors lenders look at... Use calculator → Credit Score Improvement Simulator Want to know how to improve your credit score - and what it unlocks? Start from where you... Use calculator → Credit Utilisation Calculator Your credit utilisation is how much of your available credit you are using - and it is one... Use calculator → Debt-to-Income Ratio Calculator Your debt-to-income ratio (DTI) compares your monthly debt payments to your monthly income... Use calculator → Director's Loan Calculator If you take money out of your company beyond your salary, dividends or expenses, it goes o... Use calculator → Dividend Voucher Generator This free dividend voucher generator creates a clean, ready-to-keep dividend voucher PDF f... Use calculator → Free Expense Tracker This free expense tracker lets you log every business cost, total it instantly and keep th... Use calculator → Free Invoice Generator This free invoice generator lets you create a clean, professional UK invoice and download... Use calculator → Free Purchase Order Generator This free purchase order generator lets you create and download a professional purchase or... Use calculator → Free Quote Generator This free quote generator lets you build a clean, professional quotation and download it a... Use calculator → Freelancer Tax Health Score Your freelancer tax health score is a fast way to see whether your self-employment finance... Use calculator → How Much Tax Am I Overpaying? If you have ever wondered "am I paying too much tax?", this checker gives you a quick, hon... Use calculator → Landlord Rental Income & Tax Organiser This free landlord tax calculator helps you organise rental income and expenses across mul... Use calculator → LBTT Calculator (Scotland) Use this LBTT calculator to work out the Land and Buildings Transaction Tax due on a Scott... Use calculator → Lifetime ISA Calculator A Lifetime ISA (LISA) gives you a 25% government bonus on up to £4,000 a year - up to £1,0... Use calculator → LTT Calculator (Wales) Our LTT calculator helps you work out the Land Transaction Tax (LTT) due on a property pur... Use calculator → Mileage Tracker & Claim This mileage tracker turns your business journeys into a tax-free claim using HMRC's Appro... Use calculator → MTD for Income Tax Checker & Deadline Tracker Use the checker above to see whether Making Tax Digital for Income Tax applies to you and... Use calculator → MTD Income Tax Scope Checker This Making Tax Digital scope checker tells you, in seconds, whether MTD for Income Tax ap... Use calculator → MTD Quarterly Record Organiser This MTD quarterly record organiser is a free, no-signup tool to keep digital records for... Use calculator → P11D Generator Our free P11D generator creates a clear PDF listing an employee's taxable benefits in kind... Use calculator → P45 Generator Our free P45 generator lets you create a P45 PDF recording an employee's pay and tax when... Use calculator → PAYE vs Self-Employed Calculator Earning the same money as a salary or as self-employed profit leaves you with different ta... Use calculator → Payments on Account Calculator Our payments on account calculator helps you work out whether you owe Self Assessment paym... Use calculator → Payroll Take-Home Calculator Our payroll take-home calculator shows you the same figures you would expect to see on you... Use calculator → Payslip Generator Our free payslip generator lets you create an unlimited UK payslip PDF with no signup. Ent... Use calculator → Personal Savings Allowance Calculator Our personal savings allowance calculator shows how much of your savings interest is tax-f... Use calculator → Profit & Loss Statement This profit and loss calculator turns your sales, costs and overheads into a clear P&L sta... Use calculator → R&D Tax Credit Calculator This R&D tax credit calculator helps UK limited companies estimate the qualifying spend be... Use calculator → Receipt Scanner (OCR) This free receipt scanner app reads a photo or PDF of any UK receipt and pulls out the fou... Use calculator → Rent Receipt Generator Our free rent receipt generator creates a professional rent receipt PDF for tenants and la... Use calculator → Required Salary Calculator Most calculators go one way: gross salary in, take-home out. This required salary calculat... Use calculator → Section 24 Landlord Tax Calculator This Section 24 calculator shows how the mortgage-interest restriction changes the tax on... Use calculator → Self Assessment Penalty Calculator This self assessment penalty calculator helps you estimate the HMRC charges that build up... Use calculator → Side Hustle Tax Calculator Use the side hustle tax calculator above to work out the tax on income from a side project... Use calculator → Soft Search Eligibility Checker This eligibility checker gives a rough guide to your approval odds for credit cards, perso... Use calculator → State Pension Forecast Calculator Our state pension forecast calculator helps you estimate your new State Pension from your... Use calculator → Take-Home Income Calculator This take-home income calculator goes beyond a single payslip, helping you see your true n... Use calculator → Take-Home Paycheck Calculator This take-home paycheck calculator shows what you actually keep from each individual pay r... Use calculator → Take-Home Wage Calculator This take home wage calculator is built for people paid weekly or four-weekly, showing exa... Use calculator → Tax Code Checker Around 1 in 3 UK tax codes are wrong - and a wrong code means you're quietly overpaying (o... Use calculator → Tax Deadline Tracker This tax deadline tracker shows every UK tax date you actually need to worry about in 2026... Use calculator → Tax Rebate Checker Most UK taxpayers overpay. Answer a few quick questions and check what tax you could be ow... Use calculator → Tax Refund Estimator This tax refund estimator helps you work out whether you have overpaid tax and roughly how... Use calculator → Tax-Free Childcare Calculator Our tax-free childcare calculator shows exactly how much the government will add to your c... Use calculator → VAT Invoice Checker This VAT invoice checker tells you whether the document in front of you is a valid full VA... Use calculator → VAT Number Validator Our UK VAT number checker lets you confirm whether a VAT number is correctly formatted and... Use calculator →