Car Insurance Groups Explained (1 to 50)
A plain-English guide to car insurance groups (1-50): what they are, who sets them, the factors that decide a car's…
Estimate the annual standard rate of road tax (VED) for a car registered since April 2017.
Standard rate £200/yr. Cars with a list price over £40,000 pay a £440 supplement in years 2–6. First-year rates differ by CO₂ and are not included. Estimate only.
Annual road tax (VED)
incl. the expensive-car supplement
standard rate only
Expensive-car supplement applies
A £ surcharge is added on top of the standard rate in years 2–6, costing an extra in total.
Since April 2025, most electric cars pay the standard rate of VED - they are no longer exempt.
Estimate only. Check the exact rate for your vehicle on GOV.UK.
The Car Tax Calculator does more than show a number. Below your result it explains what your figures mean in practice - your effective and marginal rates, any allowances or thresholds you are close to, and the specific steps to take next. Enter your details above and the guidance updates to match your situation.
Do this next, in order
Estimates only - not financial or tax advice. Confirm figures on GOV.UK or with an adviser.
Total VED you'll have paid by the end of each year you keep the car - notice the drop once the supplement ends after year 6.
| Year | Standard rate | Supplement | Year total | Running total |
|---|---|---|---|---|
| Car | List price | Annual VED | Total (kept) | |
|---|---|---|---|---|
Enter your car's details in the calculator above to get an estimate of the annual road tax due. The result you see depends mostly on the registration date and emissions you give it, so have your V5C logbook or registration number to hand before you start. The sections below explain how the road tax calculator reaches its figure, so you can sense-check the answer rather than take it on trust.
Vehicle Excise Duty is the formal name for what almost everyone calls road tax or car tax. It is a duty you pay to the DVLA so a vehicle can legally be driven or parked on a public road. It is not a fee for road maintenance and it is not the same as the congestion charge, ULEZ, or your insurance. If a car is kept off the road and untaxed, you must file a Statutory Off Road Notification (SORN) instead.
VED is a UK-wide duty. Unlike income tax, which differs in Scotland, or stamp duty, which is a separate tax in each nation, the rates for road tax are set centrally and apply the same way in England, Scotland, Wales and Northern Ireland. So a driver in Glasgow and a driver in Cardiff with identical cars pay identical road tax.
There is no single flat rate. The amount of road tax a car pays is decided by a set of rules that branch on the car's age and how it was first registered. The plain-English logic the calculator follows is this:
In words, the formula the calculator applies is: Annual road tax = base rate for the car's registration era and CO2 band (or engine size) + any Expensive Car Supplement that still applies. For brand-new cars the base rate in year one is the first-year CO2 rate; from year two it becomes the standard rate. Because the exact pound figures for each band change at every Budget, this guide points you to the official gov.uk rate tables for the precise amounts rather than restating numbers that may move.
This is the part that surprises most new-car buyers. The first-year rate is emissions-led, so a high-CO2 petrol or diesel can carry a large one-off charge in year one, while a very low-emission model pays little. From the second year the same car drops to the flat standard rate that applies regardless of emissions. So when a dealer quotes "road tax", check whether they mean the first-year figure or the ongoing one, because the two can be very different.
The long-standing exemption for electric cars has ended. Since April 2025, fully electric and zero-emission cars are no longer exempt from VED, so in the 2026/27 year an EV is taxed rather than free. In broad terms: a new electric car pays the lowest first-year rate and then the standard rate from year two, the same as a low-emission petrol car. Older electric cars registered in earlier periods have been moved into the lowest paying band rather than the zero band.
There is a sting for pricier EVs. Because many electric cars have high list prices, more of them now fall above the Expensive Car Supplement threshold and pick up that extra annual charge for several years. If you are comparing a petrol model with an EV on running costs, factor road tax in alongside the obvious savings on fuel. Our EV charging cost calculator helps you weigh the energy side of that decision.
The exact pound amounts for each VED band are published and updated by the DVLA, and they can change at any Budget. Rather than quote figures that might shift, use the official source for the precise rate that matches your car, then check your estimate against the calculator above.
| Car type / registration | How road tax is worked out |
|---|---|
| New car, registered from 1 April 2017 | CO2-based first-year rate in year one, then the flat standard rate from year two |
| Car registered 1 Mar 2001 to 31 Mar 2017 | Annual rate set by its CO2 band (A to M) |
| Car registered before 1 March 2001 | Flat rate by engine size (under or over 1549cc) |
| Electric / zero-emission car (2026/27) | Taxed, no longer exempt; lowest band plus any Expensive Car Supplement |
| List price above the supplement threshold | Standard rate plus the Expensive Car Supplement for several years |
Confirm the current pound figures on the official table: gov.uk vehicle tax rate tables. These are checked against the 2026/27 rates and are the definitive source for what your specific car pays.
Priya is buying a used petrol hatchback first registered in 2019. Because it was registered after 1 April 2017, the first-year CO2 charge is long behind it. As the second owner she is only ever liable for the standard rate, so the road tax is the same flat annual figure regardless of the car's emissions. Her step-by-step check looks like this:
The lesson is that for most used cars the answer is simply "the standard rate", and the scary first-year figures you read about online never apply to a second-hand buyer.
Tom is ordering a new petrol SUV with relatively high CO2 emissions and a list price above the supplement threshold. His road tax stacks up in three layers. In year one he pays the high first-year CO2 rate, which is the eye-watering number that makes the news. From year two the car drops to the standard rate, but because its list price was high, he also pays the Expensive Car Supplement on top for several further years. Only once that supplement period ends does his road tax settle to the plain standard rate. The total cost over the first few years is far higher than the headline standard rate alone, which is exactly why checking before you order matters.
When you are budgeting for a car overall, road tax is only one line. Pair this with our fuel cost calculator to estimate what the journeys themselves will cost, and the cost per mile calculator to compare two cars on a like-for-like basis.
These are guidance estimates only and not personal tax or financial advice. Always confirm the exact rate for your vehicle on gov.uk and check your V5C before taxing a car.
Use this before you buy, not after. Vehicle Excise Duty in its later years is driven less by what the car emits than by what it cost when new — and that catches people out, because the charge follows the car’s original list price even when you buy it second-hand years later.
That is the expensive-car supplement: vehicles with a list price above the threshold pay an additional annual amount for several years from the second licence onwards. A used car bought for a modest sum can still carry it, so checking the original list price rather than what you are paying is the useful discipline here.
Once you have your road tax sorted, it helps to see the bigger picture of running and owning a vehicle. If a company provides your car, the tax works completely differently and is treated as a benefit in kind, so use our company car tax calculator for that. To plan everyday running costs, the fuel cost calculator and cost per mile calculator sit naturally alongside this one.
Tax is only part of the cost of running a car - the vehicle's insurance group also drives how much you'll pay to insure it.
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