UK tax & money tools

33 free tools to help you stay on top of tax and money — checkers, converters and planners. Looking for a number cruncher? See the calculators.

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Currency Converter This currency converter turns pounds into euros, dollars and other major currencies using... Open tool → Self Assessment Tax Return Wizard Answer a few guided questions and we'll prepare your full UK Self Assessment - Income Tax,... Open tool → State Pension Age Calculator Use our free State Pension Age Calculator to get an instant estimate. Open tool → Tax Refund Checker Answer a few quick questions and find out whether you could be owed a tax refund - from Ma... Open tool → Benefits & Entitlements Checker Around £23 billion of benefits and support goes unclaimed in the UK every year, mostly bec... Open tool → Fuel Cost Calculator This fuel cost calculator works out what a journey actually costs to drive, using three nu... Open tool → Sole Trader vs Limited Company Calculator Compare your take-home as a sole trader versus a limited company on your actual profit - I... Open tool → Council Tax Band Challenge Checker Your council tax band was set by a rushed valuation in 1991 and thousands of homes were pu... Open tool → Budget Calculator Use our free Budget Calculator to get an instant estimate. Open tool → Energy Bill Calculator Use our free Energy Bill Calculator to get an instant estimate. Open tool → Tax Refund Calculator Use our free Tax Refund Calculator to get an instant estimate for the 2026/27 tax year. Open tool → Self-Employed Expenses Checker HMRC does not send a list of what you could have claimed. Pick your trade above, mark what... Open tool → Self Assessment Tax Calculator Use our free Self Assessment Tax Calculator to get an instant estimate for the 2026/27 tax... Open tool → Student Loan Refund Checker Payroll deducts student loan repayments month by month, but the rules work year by year. T... Open tool → Do I Need to File a Self Assessment? Answer a few quick questions to find out whether HMRC expects a Self Assessment tax return... Open tool → Savings Interest Tax Calculator Work out whether you owe tax on your savings interest, and how much, after your Personal S... Open tool → Cost of Living Calculator Use our free Cost of Living Calculator to get an instant estimate. Open tool → EV Charging Cost Calculator Use our free EV Charging Cost Calculator to get an instant estimate. Open tool → Conveyancing Fees Calculator Use our free Conveyancing Fees Calculator to get an instant estimate. Open tool → Net Worth Calculator This net worth calculator gives you one honest number: everything you own minus everything... Open tool → Tax Code Calculator Use our free Tax Code Calculator to get an instant estimate for the 2026/27 tax year. Open tool → Cost Per Mile Calculator This cost per mile calculator turns your fuel price and miles per gallon into a clear penc... Open tool → State Pension Top-Up Calculator See whether paying voluntary National Insurance to fill gaps in your record is worth it, i... Open tool → Work Uniform & Expense Tax Rebate Calculator Estimate the tax rebate you can claim for your work uniform, professional fees and unreimb... Open tool → 60% Tax Trap Calculator If you earn between £100,000 and £125,140 you lose your Personal Allowance, creating a 60%... Open tool → P60 / End of Year Tax Calculator Use our free P60 / End of Year Tax Calculator to get an instant estimate for the 2026/27 t... Open tool → VAT Return Calculator Use our free VAT Return Calculator to get an instant estimate. Open tool → HMRC Letter Decoder Got a confusing letter from HMRC? Upload a photo or PDF and we'll explain in plain English... Open tool → Rent a Room Scheme Calculator Letting a room in your home? Compare the £7,500 tax-free Rent a Room scheme against claimi... Open tool → CGT 60-Day Reporting Calculator Sold a UK residential property? Find your 60-day report-and-pay deadline with a live count... Open tool → Use of Home as Office Calculator Self-employed and working from home? Compare HMRC's simplified flat rate with claiming a s... Open tool → CGT Share Matching Calculator Work out the Capital Gains Tax on shares or crypto with HMRC's matching rules applied auto... Open tool → HMRC Complaint & Refund Letter Generator Use the generator above to build a formal letter to HMRC in seconds - to complain, request... Open tool →

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In development

Bigger free tools we're building next - these need a free account (to save your data) or HMRC access, so they're on the way.

Bookkeeping & Accounts

In development

Landlord Property Manager

In development

Bulk Receipt OCR & Sync

In development

MTD VAT & Income Tax filing

In development

Free tools for everyday tax and money admin

Not every money job is a calculation. Sometimes you need to check a figure, convert it, validate a document or keep a running record. Our tools sit alongside the TaxFly calculators to handle exactly those tasks — the small, repetitive jobs that eat into your day. Every tool is free, runs in your browser and is updated for the 2026/27 tax year.

Freelancers and small businesses use the Expense Tracker to log outgoings ahead of a Self Assessment return, the Quote Generator to send tidy client quotes, and the VAT Invoice Checker to make sure invoices meet HMRC requirements before they go out. The Currency Converter and Budget Planner round out the everyday essentials.

Built around how you actually work

Each tool is designed to do one job well, with no clutter and no learning curve. We never store the information you enter — everything stays on your device unless you choose to export it. The list keeps growing, and the panel above shows the bigger tools we are building next, including bookkeeping, landlord management and Making Tax Digital (MTD) filing. If there is a tool you would find useful, let us know and we will add it to the roadmap.

Official & accurate

Every figure follows HMRC 2026/27 rates and links to its gov.uk source.

Private & secure

Calculations run in your browser. Your figures are never stored or shared.

Free for everyone

No account, no paywall, no limits. All our tools are completely free.

This week in UK tax, every Friday

Rate changes, deadlines and HMRC rule updates that affect your money, in one short email.

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