Savings & ISAs guides
Make your savings work harder — ISAs, your £20,000 allowance, interest, and the best home for your cash.
Born 2002-2011? You Could Have £2,000+ in Forgotten Cash
Around hundreds of thousands of young adults have an unclaimed Child Trust Fund worth £2,000+ on average. Here is how to find yours free in about 3 weeks - and claim what is yours.
Laura Michelle Davis · 27 Jun 2026
ISA Changes 2026/27: Cash ISA Cut, 22% Charge and Transfer Ban
The Cash ISA allowance is being cut to £12,000, a 22% charge hits cash in investment ISAs, and under-65 transfers are restricted. What to do now.
TaxFly Admin · 22 Jun 2026
Lifetime ISA Explained: The 25% Bonus, Rules and Is It Worth It?
A plain-English guide to the Lifetime ISA: how the 25% government bonus works, who can open one, using it for a first home or retirement, the withdrawal charge to watch, and whether a LISA is worth it for you.
Laura Michelle Davis · 29 May 2026
Tax on Savings Interest: The Personal Savings Allowance Explained (2026/27)
Worried about tax on savings? Most people pay nothing thanks to the Personal Savings Allowance. Here's how the allowance, the starting rate for savings and ISAs fit together for 2026/27 - with a clear worked example.
Laura Michelle Davis · 21 May 2026
Premium Bonds Explained: Odds, Prizes and Is It Worth It?
Premium Bonds swap interest for a monthly tax-free prize draw, backed by HM Treasury. We explain how they work, the real odds, the prize fund rate and who they actually suit.
Laura Michelle Davis · 18 May 2026
ISA Allowance 2026/27: How to Use Your £20,000 Tax-Free Limit
Your ISA allowance 2026/27 is £20,000 per person. Here's how to split it across ISA types, use the LISA bonus, and grow your money completely tax-free.
Laura Michelle Davis · 9 Apr 2026