Savings & ISAs
Bed and ISA: using your CGT allowance before the tax year ends
Bed and ISA means selling investments held outside a tax wrapper and immediately repurchasing them inside an ISA. It…
Savings & ISAs guides
Make your savings work harder — ISAs, your £20,000 allowance, interest, and the best home for your cash.
Savings & ISAs
HMRC Is Fining Lifetime ISA Savers: The 25% Withdrawal Trap
More than 129,000 savers paid LISA withdrawal charges in a single year, averaging £790. Why the 25% charge takes your…
Savings & ISAs
How Many ISAs Can You Have? The 2026/27 Rules Made Simple
Unlimited ISAs, one £20,000 allowance. How the post-2024 rules work, the Lifetime ISA exception and how to split…
Savings & ISAs
Premium Bonds vs Savings 2026: Which Wins After Tax?
For most people, a competitive savings account beats Premium Bonds on expected return, because the average Premium Bond…
Savings & ISAs
Cash ISA Limit Cut to £12,000 from April 2027: What It Means for You
From April 2027 the amount you can put into a cash ISA each year falls to £12,000 for those under 65, while the overall…
Savings & ISAs
Born 2002-2011? You Could Have £2,000+ in Forgotten Cash
Around hundreds of thousands of young adults have an unclaimed Child Trust Fund worth £2,000+ on average. Here is how to…
Savings & ISAs
ISA Changes 2026/27: Cash ISA Cut, 22% Charge and Transfer Ban
The Cash ISA allowance is being cut to £12,000, a 22% charge hits cash in investment ISAs, and under-65 transfers are…
Savings & ISAs
Lifetime ISA Explained: The 25% Bonus, Rules and Is It Worth It?
A plain-English guide to the Lifetime ISA: how the 25% government bonus works, who can open one, using it for a first…
Savings & ISAs
Premium Bonds Explained: Odds, Prizes and Is It Worth It?
Premium Bonds swap interest for a monthly tax-free prize draw, backed by HM Treasury. We explain how they work, the real…
Savings & ISAs
ISA Allowance 2026/27: How to Use Your £20,000 Tax-Free Limit
Your ISA allowance 2026/27 is £20,000 per person. Here's how to split it across ISA types, use the LISA bonus, and grow…
Other topics
All guides →Rather someone else did it?
Partner linksFixed-fee services where a qualified accountant prepares and files your return.
TaxScouts
A real accountant files your return for one fixed fee.
Fixed fee, typically about £169 per return
Get my return doneGoSimpleTax
DIY Self Assessment software that checks for missed savings.
From about £54.99 per tax year
File it myselfWe may earn a commission if you sign up through one of these links. It never changes what we calculate, what we recommend, or the order they appear in.
Deadlines, rate changes and what to claim
One email when something changes that affects your money. No daily send, no sponsored filler. Unsubscribe whenever.