Property & Mortgage
- Conveyancing Fees CalculatorUse our free Conveyancing Fees Calculator to get an instant estimate.
- Cost of Moving House CalculatorWork out the total cost of moving house in the UK in one place - stamp duty, conveyancing and solicitors' fees, survey, mortgage fees, estate agent and removals - so you know the real number before you commit.
- House Deposit CalculatorUse our free House Deposit Calculator to get an instant estimate.
- Loan to Value CalculatorUse our free Loan to Value Calculator to get an instant estimate.
- Mortgage Affordability CalculatorThis mortgage affordability calculator gives you a realistic estimate of how much you could borrow based on your household income, your deposit and your regular monthly outgoings. It mirrors the way UK lenders actually weigh up an application, so you can see your likely ceiling before you ever speak to a broker or fill in a form. It is built for first-time buyers, home movers and anyone remortgaging onto a bigger property who wants a quick, honest answer to a simple question: how much mortgage can I get?
- Mortgage CalculatorThis mortgage calculator works out your monthly repayments and the total cost of your home loan from four figures: the property price, your deposit, the interest rate and the term. It is built for UK buyers and homeowners - first-time buyers comparing deals, movers checking a new mortgage, and anyone remortgaging onto a fresh rate. Enter your numbers and you will see the monthly payment, the total interest you will pay over the life of the loan, and how the balance falls year by year. No sign-up, no personal details - just the maths.
- Mortgage Overpayment CalculatorThis mortgage overpayment calculator shows how much interest you could save, and how many years you could knock off your term, by paying extra towards your home loan. Whether you can spare £50 a month or drop a £5,000 windfall onto the balance, you will see the effect in pounds and in time saved. It is built for UK homeowners weighing up whether to overpay the mortgage, top up savings, or clear other debt first. Enter your balance, rate, remaining term and the overpayment you have in mind, then read on for the maths behind the numbers and the traps to avoid.
- Rent Affordability CalculatorUse our free Rent Affordability Calculator to get an instant estimate.
- Rental Yield CalculatorThis rental yield calculator works out the gross and net return on a UK buy-to-let property, so you can see what your rent actually earns against the price you pay. Enter the purchase price (or current value) and the rent, add your running costs, and you get both figures in seconds. It is built for landlords, first-time investors and anyone comparing two properties before making an offer. Yield is the single number that lets you weigh a cheap flat in one town against a pricier house in another on a like-for-like basis.
Understand the true cost of your home
A mortgage is the biggest financial commitment most people ever make, and small changes to the rate, term or deposit can mean tens of thousands of pounds over its lifetime. Our property and mortgage calculators help you compare the options clearly before you talk to a lender or broker.
Begin with the Mortgage Calculator and Mortgage Repayment Calculator to see monthly payments for any loan amount, rate and term. Not sure what a lender will offer? The How Much Can I Borrow Calculator and Mortgage Affordability Calculator estimate your borrowing power from income and outgoings.
Pay less interest and invest smarter
Already on the ladder? The Mortgage Overpayment Calculator shows how overpaying shortens your term and slashes total interest, while the Remortgage Calculator helps you decide whether switching deals is worth it. Keep an eye on your Loan-to-Value ratio to unlock better rates.
Landlords and investors can weigh up returns with the Buy-to-Let Mortgage Calculator and Rental Yield Calculator, while the Equity Release Calculator and Bridging Loan Calculator cover later-life and short-term borrowing. Every calculator is free and updated for current UK rates.
Other calculator categories
All calculators →Deadlines, rate changes and what to claim
One email when something changes that affects your money. No daily send, no sponsored filler. Unsubscribe whenever.