Free MTD toolkit - no sign-up, no software sale
Making Tax Digital for Income Tax, sorted
From 6 April 2026, sole traders and landlords earning over £50,000 must keep digital records and file quarterly updates with HMRC. HMRC doesn't provide the software - and most sites explaining the rules are trying to sell you some. Our tools are free: check if you're in, see every deadline, and get your records organised.
Start here - three free tools
1. Am I affected?
Enter your self-employment and rental income - see instantly if and when MTD applies to you.
MTD for Income Tax Checker & Deadline Tracker
2. What do I have to do?
Your personalised list of what changes: records, software, quarterly updates and the Final Declaration.
MTD Income Tax Scope Checker
3. Get your records ready
A quarterly record organiser that structures income and expenses the way HMRC expects.
MTD Quarterly Record Organiser
Who has to join, and when
Your qualifying income is your gross self-employment turnover plus gross property income - before expenses. HMRC tests it on your most recent Self Assessment return.
| Qualifying income | Mandatory from |
|---|---|
| Over £50,000 | 6 April 2026 - in force now |
| £30,000 – £50,000 | 6 April 2027 |
| £20,000 – £30,000 | 6 April 2028 |
Source: GOV.UK - find out if and when you need to use MTD for Income Tax.
The five deadlines every year
| Submission | Deadline |
|---|---|
| Quarter 1 update (6 Apr – 5 Jul) | 7 August |
| Quarter 2 update (6 Apr – 5 Oct) | 7 November |
| Quarter 3 update (6 Apr – 5 Jan) | 7 February |
| Quarter 4 update (6 Apr – 5 Apr) | 7 May |
| Final Declaration | 31 January |
Miss a quarterly update and you collect a penalty point; at the points threshold HMRC charges £200, then £200 for every further default. Work out your penalty risk.
Estimate the tax itself
Read the plain-English guides
Today's money find
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Calculate your unclaimed reliefNever miss a quarter
Create a free TaxFly account to save your MTD deadlines and results.
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