Everyday Money
- Budget CalculatorUse our free Budget Calculator to get an instant estimate.
- Cost Per Mile CalculatorThis cost per mile calculator turns your fuel price and miles per gallon into a clear pence-per-mile figure, so you can see exactly what each journey costs before you set off. Pop in your mpg and the price you pay per litre, and you get the fuel cost of every mile you drive. It is built for commuters comparing routes, sole traders pricing a delivery, and anyone deciding whether a drive is worth it. You can stop at fuel-only, or go further and fold in tax, insurance and servicing to find your true running cost per mile.
- Cost of Living CalculatorUse our free Cost of Living Calculator to get an instant estimate.
- Currency ConverterThis currency converter turns pounds into euros, dollars and other major currencies using live mid-market rates, so you can see what your money is actually worth before you spend, send or invoice it. Type an amount, pick the two currencies, and the result updates instantly. It is built for UK readers planning a trip abroad, paying an overseas supplier, getting paid in a foreign currency, or simply checking a price you saw online. The rate it shows is the market reference rate, not the marked-up rate your bank or app will quote.
- Discount CalculatorThis discount calculator turns a percentage off into two numbers that actually matter: the price you pay and the money you keep. Type in the original price and the discount, and you get the sale price and your saving straight away. It works for a single tag in a shop window, a flash sale online, or a quote from a tradesperson. It is built for anyone who wants to check a deal before committing, from bargain hunters and students to small-business owners pricing their own offers. No sign-up, no maths in your head.
- EV Charging Cost CalculatorUse our free EV Charging Cost Calculator to get an instant estimate.
- EV Pay-Per-Mile Tax Calculator (eVED)From April 2028 , electric and plug-in hybrid drivers pay a new per-mile road-use charge - electric Vehicle Excise Duty ( eVED ) of 3p per mile for EVs and 1.5p for plug-in hybrids. Enter your mileage to see what it will cost you a year.
- Energy Bill CalculatorUse our free Energy Bill Calculator to get an instant estimate.
- Fuel Cost CalculatorThis fuel cost calculator works out what a journey actually costs to drive, using three numbers you already know or can find in a minute: the distance in miles, your car's MPG, and the pump price in pence per litre. Whether you are pricing a daily commute, a long motorway run, or a road trip you want to split with friends, you get a clear figure in pounds and pence. It is built for UK drivers, uses the imperial gallon your MPG is measured in, and handles petrol, diesel and hybrids the same way.
- Inflation CalculatorThis inflation calculator shows how the buying power of your money changes over time, so you can see what a sum is really worth after years of rising prices. Enter an amount, a start and end point, and an inflation rate, and the tool tells you how far that money stretches in today's terms. It is built for anyone in the UK weighing up savings, a pay rise, a pension pot or the cost of living. Because inflation is market-driven rather than a fixed government rate, the calculator lets you choose the figure, whether you follow CPI, RPI or your own estimate.
- Net Worth CalculatorThis net worth calculator gives you one honest number: everything you own minus everything you owe. It is the single best measure of where you actually stand financially, far more telling than your salary or what is sitting in your current account this week. Enter your assets and your debts above and you will see your net worth in seconds. It works for anyone in the UK - whether you are clearing a student loan, saving a house deposit, building a pension, or checking you are on track for retirement. Run it every few months and you will see real progress, not guesswork.
- Percentage CalculatorThis percentage calculator does the three jobs you actually need: find a percentage of a number, work out what percentage one number is of another, and measure the percentage change between two figures. Type your numbers in and read the answer straight away. It is built for everyday UK money decisions, from checking a discount in the sales to seeing whether a 4% pay rise keeps up with rising bills. No formulas to remember, no rounding errors, and you can see exactly how each result is reached below.
- Savings Goal CalculatorUse our free Savings Goal Calculator to get an instant estimate.
- Tax-Free Childcare CalculatorOur tax-free childcare calculator shows exactly how much the government will add to your childcare costs in just a few seconds. For every £8 you pay into your childcare account, the government adds £2 - that is a 25% boost on top of what you contribute, up to £2,000 per child a year (£4,000 if your child is disabled). Enter your expected childcare spending below to see your potential top-up instantly, helping you plan nursery, childminder and after-school fees with confidence.
- Tip CalculatorThis tip calculator works out a fair gratuity on any bill and splits the total between as many people as you like, so nobody is left doing sums on a napkin. Enter the bill amount, choose a percentage, and you get the tip, the grand total, and the amount each person owes in seconds. It is built for UK diners, group meals, taxi fares and takeaways, handling odd numbers and rounding cleanly. Whether you tip 10%, 12.5% or round up to the nearest pound, you will see exactly what lands on the card machine.
- Council Tax Band Challenge CheckerYour council tax band was set by a rushed valuation in 1991 and thousands of homes were put in the wrong one. Run both checks above: if your neighbours and the valuation agree your band is too high, the refund is backdated to when you moved in.
- Benefits & Entitlements CheckerAround £23 billion of benefits and support goes unclaimed in the UK every year, mostly because people assume they will not qualify. Answer eight quick questions above and see what your household appears entitled to, with the official free claim link for each.
Simple answers to everyday money questions
Not every money question needs a spreadsheet. Sometimes you just want a fast, reliable answer — how much is 20% off, what each person owes for dinner, or how much to set aside each month to hit a goal. Our everyday money calculators handle the quick sums so you can get on with your day.
The Percentage Calculator is a pocket workhorse for working out increases, decreases and proportions of any number. Heading to the sales? The Discount Calculator shows the sale price and exactly how much you save before you reach the till.
Planning and splitting
Eating out with friends? The Tip Calculator splits the bill and adds a fair gratuity in seconds. Saving towards something specific — a holiday, a car or a rainy-day fund? The Savings Goal Calculator tells you how much to put aside each month to get there on time.
Wondering why your money does not stretch as far as it used to? The Inflation Calculator shows how prices have changed over time and what a sum from years ago is worth today. Every calculator here is free, instant and designed to be used on your phone in the moment you need it.
Other calculator categories
All calculators →Software that files it for you
Partner linksIf you keep your own books, these are the packages that handle Self Assessment and Making Tax Digital.
FreeAgent
The freelancer and contractor favourite, free with some bank accounts.
- Free forever with a NatWest, Royal Bank of Scotland, Ulster or Mettle business account
- Built-in Self Assessment and MTD for Income Tax filing
From £0 with a NatWest, RBS or Mettle account, otherwise about £19/mo
See FreeAgentQuickBooks
The big all-rounder with the deepest MTD track record.
- Sole Trader plan built specifically for Self Assessment and MTD
- Snap and store receipts, automatic bank feeds
From about £10/mo, frequent 90% off intro offers
See QuickBooksXero
The scale-up choice once you have staff, stock or VAT.
- Huge app marketplace and the accountant industry standard
- Strong for VAT, payroll and multi-user limited companies
From about £15/mo
See XeroWe may earn a commission if you sign up through one of these links. It never changes what we calculate, what we recommend, or the order they appear in.
Deadlines, rate changes and what to claim
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