Salary & Income
Work out your take-home pay, salary after tax, and other income calculations.
- Bonus Tax CalculatorUse the bonus tax calculator above to see how much of your bonus you actually keep after income tax and National Insurance, and how it stacks on top of your salary.
- Compare Tax Years CalculatorThe same salary does not always leave you with the same take-home pay. As the government changes Income Tax bands and National Insurance rates - or freezes thresholds while wages rise - the amount that reaches your bank account shifts from one tax year to the next. This compare tax years calculator puts two tax years side by side for an identical salary so you can see the difference in pounds. It uses the same verified figures as our salary calculator for each year, so the numbers line up exactly with the rest of the site.
- Holiday Entitlement CalculatorThis holiday entitlement calculator works out the statutory paid annual leave you are legally owed, based on how many days or hours you work each week. Almost every UK worker builds up at least 5.6 weeks of paid holiday a year, but the figure in days depends on your pattern of work, and part-timers, shift workers and people who start partway through the leave year are easy to short-change. Whether you are an employee checking a contract, a manager setting up rotas, or a new starter wondering how much leave you have, enter your working pattern above and read on to see exactly how the maths is done.
- Hourly Rate CalculatorThis hourly rate calculator turns a salary into an hourly figure, and converts the other way too, so you can compare any job or contract on a like-for-like basis. Pop in your pay, choose how often you're paid and the hours you work, and you'll see your rate in seconds. It's built for anyone weighing up a new role, a freelance day rate, an overtime shift or a part-time offer. The figures here are gross (before tax) unless you say otherwise, which keeps the comparison clean before deductions come into play.
- Maternity Pay CalculatorThis maternity pay calculator helps you estimate your Statutory Maternity Pay (SMP) across the full 39 weeks of leave, so you can plan the months ahead with real numbers rather than guesswork. Tell it your average weekly earnings and it works out the higher first-six-weeks rate and the flat-rate phase that follows. It is built for employees in England, Wales, Scotland and Northern Ireland for the 2026/27 tax year. If money is the thing keeping you up at night before a new arrival, this gives you a clear picture of what should land in your account each month.
- Notice Period CalculatorUse our free Notice Period Calculator to get an instant estimate.
- Overtime CalculatorUse our free Overtime Calculator to get an instant estimate.
- P45 GeneratorOur free P45 generator lets you create a P45 PDF recording an employee's pay and tax when they leave. No signup, unlimited. A P45 summarises an employee's pay to date, tax to date, tax code and leaving details for the part of the tax year they worked. Enter the figures once and produce a clean, printable PDF you can keep for your records or hand to a departing employee.
- Pay Rise CalculatorThis pay rise calculator shows how much of your raise you actually keep once Income Tax and National Insurance take their share in the 2026/27 tax year. Enter your current salary and your new salary to see the real increase in your monthly take-home pay, not just the headline figure your employer quotes. Because a raise can push part of your income into a higher tax band, it also shows what happens if your rise tips you over £50,270 or the £100,000 personal allowance taper, so you can see how much of each extra pound you keep.
- Payslip GeneratorOur free payslip generator lets you create an unlimited UK payslip PDF with no signup. Enter salary, tax code, pension and student loan to see a full payslip with income tax and National Insurance. Each payslip itemises your gross pay, deductions and net take-home pay so you can keep clear records, check your figures or share a professional document in seconds.
- Redundancy Pay CalculatorOur redundancy pay calculator estimates the statutory redundancy you're owed from three things: your age, your length of continuous service and your weekly pay. If you've just been told your role is at risk, you want a clear figure you can sanity-check against your employer's offer, not a vague promise. This statutory redundancy calculator uses the standard age-banded formula the government applies, so you can see what the law guarantees as a minimum before any enhanced or contractual top-up your employer may add on top.
- Required Salary CalculatorMost calculators go one way: gross salary in, take-home out. This required salary calculator works in reverse. Tell it the amount you want to actually take home - per month or per year - and it finds the gross salary you need to earn to land on it, after Income Tax, National Insurance and any pension or student loan deductions. It is built for employees paid through PAYE in England, Wales and Northern Ireland, with Scotland selectable, and uses the same verified 2026/27 tax figures as our forward salary calculator, so the two always agree.
- Salary Calculator (Take-Home Pay)This salary calculator turns the headline figure on your contract into the number that actually lands in your bank account each month for the 2026/27 tax year. Enter your gross annual salary above and you will see your take-home pay after Income Tax and National Insurance, broken down so you can see exactly where the deductions go. It is built for employees paid through PAYE in England, Wales and Northern Ireland, with a note on how Scotland differs. If you have a pension, a student loan or a company car, read on for how those change the result.
- Salary Sacrifice CalculatorThis salary sacrifice calculator shows how giving up part of your gross pay for an employer pension contribution cuts your Income Tax and National Insurance, and what each pound in your pension actually costs your take-home pay. It is built for UK employees deciding how much to sacrifice in the 2026/27 tax year. You will see the real trade-off: a smaller payslip now, but more going into your pension than the headline reduction, because the taxman and NI no longer touch that slice. Enter your salary and the amount you want to sacrifice to get your numbers.
- Self Assessment Tax Return WizardAnswer a few guided questions and we'll prepare your full UK Self Assessment - Income Tax, National Insurance, student loan, Child Benefit charge and Capital Gains Tax all worked out, with a plain-English breakdown of what you owe and when. Free, region-aware for England, Scotland and Wales, and never submitted to HMRC on your behalf.
- Statutory Sick Pay CalculatorThis statutory sick pay calculator helps you work out whether you qualify for SSP and roughly how much you should be paid while you are off work ill in the 2026/27 tax year. Statutory Sick Pay is the legal minimum your employer must pay if you meet the rules, and it is the same across England, Scotland, Wales and Northern Ireland. It is built for employees who are signed off sick, on a phased return, or unsure whether the first few days count. Enter your details above to see your likely entitlement, then read on for the formula, worked examples and the mistakes that catch people out.
- Student Loan Repayment CalculatorThis student loan repayment calculator shows how much comes out of your pay each month and year once your income passes your plan's repayment threshold. It covers the main income-contingent plans, including Plan 2, plus the Postgraduate Loan, using the 2026/27 rules. Pick your plan, enter your salary, and see the deduction PAYE will take. It is built for anyone budgeting around a payslip, weighing up a pay rise, or simply checking a deduction that looks higher than expected.
- Work Uniform & Expense Tax Rebate CalculatorEstimate the tax rebate you can claim for your work uniform, professional fees and unreimbursed mileage, and claim it free on form P87 instead of paying an agent 30%.
- Sole Trader vs Limited Company CalculatorCompare your take-home as a sole trader versus a limited company on your actual profit - Income Tax and Class 4 NI on one side, Corporation Tax plus salary and dividend tax on the other - and see the exact profit where incorporating starts to pay off.
- Pay Rise Tax Trap CalculatorBetween £60,000 and £125,140 the UK tax system hides three cliff edges where a rise can be taxed at 60%, 70% or effectively more than 100% for a family using childcare. Enter your rise above: we show what you really keep and the exact pension contribution that dodges the cliff.
See your real take-home pay
Your gross salary is rarely what lands in your bank account. Income tax, National Insurance, pension contributions and student loan repayments all come out first. Our salary and income calculators show the full journey from gross to net, so you know exactly what you take home each month and where every deduction goes.
The Salary Calculator and Take-Home Pay Calculator are the quickest way to turn an annual figure into a monthly or weekly amount after tax. Paid by the hour or on shifts? The Hourly Rate Calculator and Wage Calculator do the same in reverse, and the Pro Rata Salary Calculator handles part-time and mid-year starts.
Life events and workplace rights
Changing jobs or circumstances? Estimate your statutory entitlements with the Redundancy Pay Calculator, Maternity Pay Calculator and Holiday Entitlement Calculator. If you have a graduate loan, the Student Loan Repayment Calculator shows what comes off once you cross the repayment threshold.
Thinking about boosting your pension tax-efficiently? The Salary Sacrifice Calculator shows how giving up part of your gross pay can cut your tax and National Insurance while growing your retirement pot. Every tool is free, updated for the current tax year and needs no personal details.
Other calculator categories
All calculators →Deadlines, rate changes and what to claim
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