Salary & Income
Work out your take-home pay, salary after tax, and other income calculations.
- Bonus Tax CalculatorUse the bonus tax calculator above to see how much of your bonus you actually keep after income tax and National Insurance, and how it stacks on top of your salary.
- Bring-Home Income CalculatorOur bring home income calculator shows in plain English how much of your salary you actually keep once the deductions are done. See how much income you actually bring home after tax and National Insurance - the spendable figure for your household budget - on 2026/27 UK rates. Just enter your gross pay and we will work out your monthly and yearly take-home figure, so you know what really lands in your bank account before you plan your budget.
- Bring-Home Pay CalculatorOur bring home pay calculator shows the money you actually keep each payday in plain English, so there are no surprises when your wages land. Work out the pay you bring home after income tax and National Insurance, shown per week, month and year, using official UK 2026/27 rates. Just enter your gross salary and we will break down the deductions for you, making it easy to budget and see exactly where your money goes before it reaches your bank account.
- Compare Tax Years CalculatorThe same salary does not always leave you with the same take-home pay. As the government changes Income Tax bands and National Insurance rates - or freezes thresholds while wages rise - the amount that reaches your bank account shifts from one tax year to the next. This compare tax years calculator puts two tax years side by side for an identical salary so you can see the difference in pounds. It uses the same verified figures as our salary calculator for each year, so the numbers line up exactly with the rest of the site.
- Gross to Net CalculatorThis gross to net calculator turns your headline UK salary into the money that actually lands in your bank account for the 2026/27 tax year. Enter your gross annual pay and it strips out Income Tax and National Insurance to show your net figure - yearly, monthly and weekly. It's built for employees on PAYE who want to know exactly what's left after deductions. Gross is what your contract says. Net is what you keep. The gap between the two is rarely obvious, so the tool below does the gross-to-net maths for you in seconds.
- Holiday Entitlement CalculatorThis holiday entitlement calculator works out the statutory paid annual leave you are legally owed, based on how many days or hours you work each week. Almost every UK worker builds up at least 5.6 weeks of paid holiday a year, but the figure in days depends on your pattern of work, and part-timers, shift workers and people who start partway through the leave year are easy to short-change. Whether you are an employee checking a contract, a manager setting up rotas, or a new starter wondering how much leave you have, enter your working pattern above and read on to see exactly how the maths is done.
- Hourly Rate CalculatorThis hourly rate calculator turns a salary into an hourly figure, and converts the other way too, so you can compare any job or contract on a like-for-like basis. Pop in your pay, choose how often you're paid and the hours you work, and you'll see your rate in seconds. It's built for anyone weighing up a new role, a freelance day rate, an overtime shift or a part-time offer. The figures here are gross (before tax) unless you say otherwise, which keeps the comparison clean before deductions come into play.
- Maternity Leave CalculatorUse our free Maternity Leave Calculator to get an instant estimate.
- Maternity Pay CalculatorThis maternity pay calculator helps you estimate your Statutory Maternity Pay (SMP) across the full 39 weeks of leave, so you can plan the months ahead with real numbers rather than guesswork. Tell it your average weekly earnings and it works out the higher first-six-weeks rate and the flat-rate phase that follows. It is built for employees in England, Wales, Scotland and Northern Ireland for the 2026/27 tax year. If money is the thing keeping you up at night before a new arrival, this gives you a clear picture of what should land in your account each month.
- Net Salary CalculatorThis net salary calculator turns your gross salary into the figure that actually lands in your bank account after Income Tax, National Insurance and pension contributions for the 2026/27 tax year. It is built for employees across England, Wales, Scotland and Northern Ireland who want a clear, honest breakdown rather than a vague estimate. Enter your annual salary above, add a pension percentage if you have one, and you will see your net pay yearly, monthly and weekly - with every deduction shown line by line.
- Notice Period CalculatorUse our free Notice Period Calculator to get an instant estimate.
- Overtime CalculatorUse our free Overtime Calculator to get an instant estimate.
- P45 GeneratorOur free P45 generator lets you create a P45 PDF recording an employee's pay and tax when they leave. No signup, unlimited. A P45 summarises an employee's pay to date, tax to date, tax code and leaving details for the part of the tax year they worked. Enter the figures once and produce a clean, printable PDF you can keep for your records or hand to a departing employee.
- Pay Rise CalculatorThis pay rise calculator shows how much of your raise you actually keep once Income Tax and National Insurance take their share in the 2026/27 tax year. Enter your current salary and your new salary to see the real increase in your monthly take-home pay, not just the headline figure your employer quotes. Because a raise can push part of your income into a higher tax band, it also shows what happens if your rise tips you over £50,270 or the £100,000 personal allowance taper, so you can see how much of each extra pound you keep.
- Payroll Take-Home CalculatorOur payroll take-home calculator shows you the same figures you would expect to see on your payslip, so you can quickly sense-check what your employer's payroll has worked out. Enter your salary and it breaks down every deduction line by line. Work out your take-home pay after every payroll deduction - income tax, National Insurance, pension and student loan - for the 2026/27 tax year. It is a handy way to confirm your net pay before payday and spot any discrepancies in your wages.
- Payslip GeneratorOur free payslip generator lets you create an unlimited UK payslip PDF with no signup. Enter salary, tax code, pension and student loan to see a full payslip with income tax and National Insurance. Each payslip itemises your gross pay, deductions and net take-home pay so you can keep clear records, check your figures or share a professional document in seconds.
- Pro Rata Salary CalculatorThis pro rata salary calculator turns a full-time advertised wage into the figure you will actually be paid for working fewer hours or days. Job adverts almost always quote the full-time equivalent, even for part-time roles, so the headline number can be misleading until you scale it to your real schedule. Enter the full-time salary and your working pattern and you get the pro rata amount in seconds. It is built for part-time staff, job-sharers, term-time workers and anyone dropping a day a week, with 2026/27 tax figures so you can also gauge the take-home.
- Redundancy Pay CalculatorOur redundancy pay calculator estimates the statutory redundancy you're owed from three things: your age, your length of continuous service and your weekly pay. If you've just been told your role is at risk, you want a clear figure you can sanity-check against your employer's offer, not a vague promise. This statutory redundancy calculator uses the standard age-banded formula the government applies, so you can see what the law guarantees as a minimum before any enhanced or contractual top-up your employer may add on top.
- Required Salary CalculatorMost calculators go one way: gross salary in, take-home out. This required salary calculator works in reverse. Tell it the amount you want to actually take home - per month or per year - and it finds the gross salary you need to earn to land on it, after Income Tax, National Insurance and any pension or student loan deductions. It is built for employees paid through PAYE in England, Wales and Northern Ireland, with Scotland selectable, and uses the same verified 2026/27 tax figures as our forward salary calculator, so the two always agree.
- Salary Calculator (Take-Home Pay)This salary calculator turns the headline figure on your contract into the number that actually lands in your bank account each month for the 2026/27 tax year. Enter your gross annual salary above and you will see your take-home pay after Income Tax and National Insurance, broken down so you can see exactly where the deductions go. It is built for employees paid through PAYE in England, Wales and Northern Ireland, with a note on how Scotland differs. If you have a pension, a student loan or a company car, read on for how those change the result.
- Salary Comparison CalculatorUse our free Salary Comparison Calculator to get an instant estimate for the 2026/27 tax year.
- Salary Sacrifice CalculatorThis salary sacrifice calculator shows how giving up part of your gross pay for an employer pension contribution cuts your Income Tax and National Insurance, and what each pound in your pension actually costs your take-home pay. It is built for UK employees deciding how much to sacrifice in the 2026/27 tax year. You will see the real trade-off: a smaller payslip now, but more going into your pension than the headline reduction, because the taxman and NI no longer touch that slice. Enter your salary and the amount you want to sacrifice to get your numbers.
- Salary to Hourly CalculatorThis salary to hourly calculator turns an annual salary into the hourly rate it actually works out to, based on the hours you really work each week. Enter your gross yearly pay and your contracted hours, and you get a clear pounds-per-hour figure you can compare against job ads, freelance day rates or a new shift pattern. It is built for UK employees, jobseekers and anyone weighing up a contract against a permanent role. The result is your gross rate before tax and National Insurance, so you can see exactly what an hour of your time is worth on paper.
- Self Assessment Tax Return WizardAnswer a few guided questions and we'll prepare your full UK Self Assessment - Income Tax, National Insurance, student loan, Child Benefit charge and Capital Gains Tax all worked out, with a plain-English breakdown of what you owe and when. Free, region-aware for England, Scotland and Wales, and never submitted to HMRC on your behalf.
- Statutory Sick Pay CalculatorThis statutory sick pay calculator helps you work out whether you qualify for SSP and roughly how much you should be paid while you are off work ill in the 2026/27 tax year. Statutory Sick Pay is the legal minimum your employer must pay if you meet the rules, and it is the same across England, Scotland, Wales and Northern Ireland. It is built for employees who are signed off sick, on a phased return, or unsure whether the first few days count. Enter your details above to see your likely entitlement, then read on for the formula, worked examples and the mistakes that catch people out.
- Student Loan Repayment CalculatorThis student loan repayment calculator shows how much comes out of your pay each month and year once your income passes your plan's repayment threshold. It covers the main income-contingent plans, including Plan 2, plus the Postgraduate Loan, using the 2026/27 rules. Pick your plan, enter your salary, and see the deduction PAYE will take. It is built for anyone budgeting around a payslip, weighing up a pay rise, or simply checking a deduction that looks higher than expected.
- Take-Home Income CalculatorThis take-home income calculator goes beyond a single payslip, helping you see your true net income across employment, self-employment and other earnings combined. Work out your take-home income after tax and National Insurance - your true net income from a salary - using official UK 2026/27 rates. Because it looks at your total income rather than just one job, it gives a clearer picture of what you actually keep once all deductions are applied, making it ideal if you have more than one source of money coming in.
- Take-Home Pay CalculatorThis take-home pay calculator is our canonical tool for working out your real net pay, showing both the annual and monthly amount that lands in your bank account after Income Tax, National Insurance, pension contributions and any student loan are taken from your gross salary. It's built for the 2026/27 UK tax year (6 April 2026 to 5 April 2027) and works for employees in England, Wales, Northern Ireland and Scotland. Whatever your salary, the gap between the headline figure and your real net pay can be a shock. Enter your details above and you'll see the deductions broken down line by line, so you know where every pound goes.
- Take-Home Paycheck CalculatorThis take-home paycheck calculator shows what you actually keep from each individual pay run, breaking down a single payslip rather than just your annual figure. Calculate your take-home paycheck after income tax and National Insurance, and see exactly what hits your account each pay packet, weekly or monthly. Whether you are paid every week or once a month, it works out your net pay per payslip so you can budget around the money that genuinely reaches your bank, not the headline salary on your contract.
- Take-Home Wage CalculatorThis take home wage calculator is built for people paid weekly or four-weekly, showing exactly what lands in your account after deductions. Calculate your take-home wage after tax and National Insurance - ideal for hourly, weekly and shift workers - using official UK 2026/27 rates. Whether your hours change from one week to the next or you pick up extra shifts, you can quickly see your pay broken down per week, month and year so there are no surprises on payday.
- Wage CalculatorThis wage calculator is built for workers paid by the hour, week or month rather than on a fixed annual salary, turning whatever rate you earn into a clear take-home figure after Income Tax and National Insurance for the 2026/27 tax year. It's ideal for anyone who wants to know what actually lands in their bank account, from someone on a set hourly rate to an employee checking their payslip. Enter your wage and hours above, pick how you're paid, and the tool does the rest. Below, you'll see exactly how the figures are worked out so you can trust the result.
- Weekly Pay CalculatorThis weekly pay calculator turns whatever pay figure you have - an hourly rate, a monthly salary or an annual package - into a clear weekly amount, and works backwards too. It is built for the 2026/27 tax year (6 April 2026 to 5 April 2027), so the National Insurance and Income Tax thresholds it references are current. Use it to sanity-check a payslip, compare a new job offer paid monthly against one quoted by the hour, or work out the weekly budget you actually have to live on. It is free, needs no sign-up, and shows the maths rather than hiding it.
- Work Uniform & Expense Tax Rebate CalculatorEstimate the tax rebate you can claim for your work uniform, professional fees and unreimbursed mileage, and claim it free on form P87 instead of paying an agent 30%.
- Tax Refund CheckerAnswer a few quick questions and find out whether you could be owed a tax refund - from Marriage Allowance and work expenses to CIS deductions and a wrong tax code. Free, private, and with a link to claim every one directly with HMRC.
- Sole Trader vs Limited Company CalculatorCompare your take-home as a sole trader versus a limited company on your actual profit - Income Tax and Class 4 NI on one side, Corporation Tax plus salary and dividend tax on the other - and see the exact profit where incorporating starts to pay off.
- Pay Rise Tax Trap CalculatorBetween £60,000 and £125,140 the UK tax system hides three cliff edges where a rise can be taxed at 60%, 70% or effectively more than 100% for a family using childcare. Enter your rise above: we show what you really keep and the exact pension contribution that dodges the cliff.
See your real take-home pay
Your gross salary is rarely what lands in your bank account. Income tax, National Insurance, pension contributions and student loan repayments all come out first. Our salary and income calculators show the full journey from gross to net, so you know exactly what you take home each month and where every deduction goes.
The Salary Calculator and Take-Home Pay Calculator are the quickest way to turn an annual figure into a monthly or weekly amount after tax. Paid by the hour or on shifts? The Hourly Rate Calculator and Wage Calculator do the same in reverse, and the Pro Rata Salary Calculator handles part-time and mid-year starts.
Life events and workplace rights
Changing jobs or circumstances? Estimate your statutory entitlements with the Redundancy Pay Calculator, Maternity Pay Calculator and Holiday Entitlement Calculator. If you have a graduate loan, the Student Loan Repayment Calculator shows what comes off once you cross the repayment threshold.
Thinking about boosting your pension tax-efficiently? The Salary Sacrifice Calculator shows how giving up part of your gross pay can cut your tax and National Insurance while growing your retirement pot. Every tool is free, updated for the current tax year and needs no personal details.
Other calculator categories
All calculators →Software that files it for you
Partner linksIf you keep your own books, these are the packages that handle Self Assessment and Making Tax Digital.
FreeAgent
Free optionMTD ready
The freelancer and contractor favourite, free with some bank accounts.
- Free forever with a NatWest, Royal Bank of Scotland, Ulster or Mettle business account
- Built-in Self Assessment and MTD for Income Tax filing
From £0 with a NatWest, RBS or Mettle account, otherwise about £19/mo
See FreeAgentQuickBooks
MTD ready
The big all-rounder with the deepest MTD track record.
- Sole Trader plan built specifically for Self Assessment and MTD
- Snap and store receipts, automatic bank feeds
From about £10/mo, frequent 90% off intro offers
See QuickBooksXero
MTD ready
The scale-up choice once you have staff, stock or VAT.
- Huge app marketplace and the accountant industry standard
- Strong for VAT, payroll and multi-user limited companies
From about £15/mo
See XeroWe may earn a commission if you sign up through one of these links. It never changes what we calculate, what we recommend, or the order they appear in.
Deadlines, rate changes and what to claim
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