Savings & Investments

Compound interest, savings and investment calculators to help your money grow.

Savings & Investments calculators

Compound Interest Calculator

This compound interest calculator shows how your money can grow when the interest you earn...

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Interest Calculator

Use our free Interest Calculator to get an instant estimate.

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Premium Bonds Calculator

Use our free Premium Bonds Calculator to get an instant estimate.

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Savings Calculator

This savings calculator shows how much your money could grow once interest starts working...

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Investment Calculator

This investment calculator shows roughly how much a lump sum and regular monthly contribut...

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ISA Calculator

This ISA calculator shows how much your Cash or Stocks & Shares ISA could be worth aft...

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Dividend Yield Calculator

Use our free Dividend Yield Calculator to get an instant estimate.

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Regular Savings Calculator

This regular savings calculator works out what a monthly regular saver account could grow...

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FIRE Calculator

Use our free FIRE Calculator to get an instant estimate.

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Gilt Yield Calculator (After-Tax)

Work out the real, after-tax return on a UK government gilt - and see the savings rate you...

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Gilt Ladder Calculator

Spread a lump sum across gilts maturing in successive years, so cash comes back to you ste...

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Gilt vs Savings vs ISA Calculator

Where should your cash live? Compare the after-tax return on the same lump sum across a ta...

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Index-Linked Gilt Calculator

Index-linked gilts ("linkers") protect your buying power: the principal grows with inflati...

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Personal Savings Allowance Calculator

Our personal savings allowance calculator shows how much of your savings interest is tax-f...

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Lifetime ISA Calculator

A Lifetime ISA (LISA) gives you a 25% government bonus on up to £4,000 a year - up to £1,0...

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Savings & Investments tools

Make your money work harder

Whether you are building an emergency fund, saving for a deposit or investing for the long term, understanding how your money grows is the first step. Our savings and investment calculators show the effect of interest, contributions and time so you can set realistic goals and reach them sooner.

The Compound Interest Calculator is the place to start — it shows how returns earned on your returns snowball over the years. Use the Savings Calculator and Regular Savings Calculator to plan monthly deposits, and the Interest Calculator to compare account rates.

Tax-efficient and goal-based saving

Saving inside an ISA shelters your returns from tax. The ISA Calculator projects how your allowance could grow over time. Prefer the thrill of a draw? The Premium Bonds Calculator estimates typical prize returns on your holding.

Investors can model long-term growth with the Investment Calculator and check income with the Dividend Yield Calculator. Dreaming of early retirement? The FIRE Calculator shows the pot you need to achieve Financial Independence and Retire Early. Every calculator is free, instant and needs no sign-up.

Official & accurate

Every figure follows HMRC 2026/27 rates and links to its gov.uk source.

Private & secure

Calculations run in your browser. Your figures are never stored or shared.

Free for everyone

No account, no paywall, no limits. All our tools are completely free.

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