Income TaxA P60 is the year-end summary your employer gives you showing total pay and tax for the tax year. Here is what each box means, where to find yours if it has gone missing, and how to use the figures to spot an overpayment.
By Damon Smith, ACA Exam-Qualified (ICAEW) ·
Your salary after income tax and National Insurance, at this year’s HMRC rates.
Your take-home pay
£2,993 / month
£35,920 a year
2026/27 rates, standard tax code. Add pension, student loan and more in the full calculator.
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TaxFly publishes plain-English guides to UK tax and the calculators that go with them. Every figure is worked from HMRC’s published rates for the tax year shown, and rates are updated for each tax year and each Budget.
The public calculators and guides are free to use. An account unlocks features such as itemised check findings. Advertising and labelled partner links help fund the site and do not change the calculations.
The calculators are set to the current 2026/27 UK tax year, which runs from 6 April to 5 April. Check the year selected in each tool, especially for historical examples or future changes. A completed review is shown separately with the reviewer and date where one is recorded.
Yes. UK tax is regional: income tax has its own bands and rates in Scotland, and the tax you pay when buying a home is a different tax in each nation — Stamp Duty Land Tax in England and Northern Ireland, Land and Buildings Transaction Tax in Scotland, Land Transaction Tax in Wales. TaxFly applies the rules for the nation the calculation is for rather than assuming England.
Each guide credits its assigned author or editorial team and links to their profile. Authorship is separate from review: where a completed review is recorded, the page identifies the reviewer, date and any review note. A byline alone does not mean a qualified adviser has reviewed the page.
From the official published rates — GOV.UK and HMRC for UK-wide taxes, Revenue Scotland and the Welsh Government where a tax is devolved. Our method for each calculation, including the assumptions it makes, is written up rather than hidden.
No. TaxFly gives estimates for guidance only and is not a substitute for professional advice. For a decision that matters — a large capital gain, a property purchase, an HMRC dispute — speak to a qualified accountant or adviser, or check your position directly with HMRC.
The calculators run in your browser. The salary, expenses or gains you enter are worked out on your own device and are not sent to us or stored. You only share an email address if you choose to — to subscribe, or to create an account for saving results.
Check the code first, then challenge it. Roughly speaking, the number in your code is the tax-free allowance HMRC thinks you are entitled to, divided by ten, and the letters describe your circumstances. The Tax Code Checker explains what yours means and what it implies for your take-home pay before you contact HMRC.
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