Work out your Child Benefit and any High Income Child Benefit Charge.
Gross personal pension and Gift Aid donations reduce your "adjusted net income" for the HICBC. We deduct these before working out the charge.
The charge claws back Child Benefit between £60,000 and £80,000 of adjusted net income - 1% of the benefit for every £200 over £60,000.
Child Benefit you keep
No charge applies at this income. after a HICBC clawback. the charge cancels out the full benefit.
Wipe out the charge
Adding about of gross pension contributions would bring your adjusted net income down to £60,000 and remove the HICBC entirely.
Estimate only. The charge is paid via Self Assessment by the higher earner.
Annual Child Benefit you keep against the highest earner's adjusted net income. The dot marks your current income.
| Adjusted net income | % clawed back | HICBC charge | Net kept |
|---|---|---|---|
| you |
The Child Benefit Tax Calculator does more than show a number. Below your result it explains what your figures mean in practice - your effective and marginal rates, any allowances or thresholds you are close to, and the specific steps to take next. Enter your details above and the guidance updates to match your situation.
Do this next, in order
Estimates only - not financial or tax advice. Confirm figures on GOV.UK or with an adviser.
| Scenario | Benefit | Charge | Net kept | |
|---|---|---|---|---|