Step 1 - Your home and current band

Bands in England and Scotland are based on 1 April 1991 values; Wales was revalued to 1 April 2003. Tell us where you are and what you currently pay.

It's on your council tax bill

£

Sizes the saving for you

Refunds backdate to when you started paying (1993 at the earliest)

Step 2 - The neighbours check

Band records are public. Look up identical or very similar homes in your street - same house type, same size - on the official register, then answer below.

Step 3 - The valuation check

Bands are set on what your home was worth on 1 April . Enter today's realistic value and we back-calculate using average regional price growth since then.

£

A realistic market value, not an aspirational asking price

Estimated value

÷ average growth in since

A value of points to Band - you are currently in Band .

Band value range

Your verdict

Check 1 - Neighbours

Check 2 - valuation

estimated saving a year (Band → )

possible backdated refund since

Next steps

Challenge free on GOV.UK (VOA) Challenge free via the SAA

The official challenge takes about 20 minutes and is completely free - never pay a claims firm a slice of your refund for filling in this form.

Remember: bands can move up too

The valuation office reviews the evidence fresh and can move bands up as well as down - including your neighbours'. Only challenge when both checks point the same way.

How bands set your bill

Every band is a fixed fraction of your council's Band D charge, in ninths - that is why one band down is usually a 10–15% cut. Shown on .

Band Share of Band D Yearly bill

Saved results

Result Verdict Saving / yr

Related tools

Council tax

What each band costs near you

Stamp duty

Buying or moving home

All calculators

Browse the full toolkit

Council Tax Band Challenge Checker by TaxFly — free UK tax calculators