Financial Independence, Retire Early: your target pot is your annual spending divided by your safe withdrawal rate (25× at the 4% rule).
Increase what you invest each year.
Shows the pot in today's money.
Your FIRE number
to draw /yr at a withdrawal rate
At this pace you could retire early
until financial independence
total you'll invest
of your pot comes from investment growth, not contributions.
Not reaching it within 50 years
Try investing more each month, trimming retirement spending, or a longer time horizon. To close the gap you'd need roughly /month.
Estimate only. Real returns vary; markets fall as well as rise.
Where the projected pot line meets the target line is your FIRE point.
| Age | Contributed | Growth | Pot | Today's money |
|---|---|---|---|---|
| FIRE |
Projection capped at the FIRE point (or 50 years).
| Scenario | FIRE number | Time to FIRE | FIRE age | |
|---|---|---|---|---|
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