Your pay rise

See what a pay rise really adds to your take-home pay, after Income Tax and National Insurance.

£
%
£
0%20%
%

Sacrificed pay is taken before Income Tax and NI.

%

Extra take-home

per · you keep of the rise

New salary
Gross rise
+
Extra Income Tax
Extra National Insurance
Into pension
Extra take-home
+

marginal deduction on the rise

real rise after inflation

Watch the £100k trap

Part of this rise falls in the £100,000–£125,140 band where the Personal Allowance is withdrawn, so the effective tax on it is around 60%.

Estimate only. NI is approximated annually. Excludes student loans and other deductions.

How much of each rise you keep

Gross rise Extra take-home

Annual gross vs net increase as the rise grows - the gap is tax and NI.

Compare saved scenarios

Scenario New salary Gross rise Extra take-home Keep

Pay Rise Calculator by TaxFly — free UK tax calculators