Work out the true cost of employing someone - salary plus employer National Insurance and pension - and what the employee actually takes home.
Auto-enrolment minimum is 3%.
Employer Class 1 NI is 15% on pay above £5,000 (2026/27). Apprenticeship Levy, benefits and other on-costs are extra.
Total cost to employer
per year for salary ×
Cost per month
Cost per working day
Estimate only. Excludes the Employment Allowance, benefits in kind and the Apprenticeship Levy.
Monthly take-home
Effective tax + NI rate . Of every £1 you spend on this hire, the employee keeps .
Shows total employer cost and employee take-home as gross salary rises from £0 to £150k (single employee, current pension %).
| Scenario | Employer NI | Total cost | Take-home | |
|---|---|---|---|---|
Payroll Calculator by TaxFly — free UK tax calculators