Pension Calculator
Your pension
Charges drag on growth - typical 0.3%–0.75%.
Shows what the pot is worth in today's spending power.
Annual withdrawal as % of pot (4% is a common rule of thumb).
Projected pot at retirement
in years, at net growth
- Total contributions
- Investment growth
- 25% tax-free lump sum
- Worth in today's money
Estimated retirement income
per year
per month
Projection only - returns are not guaranteed. Usually 25% can be taken tax-free at retirement.
What your Pension Calculator result means
The Pension Calculator does more than show a number. Below your result it explains what your figures mean in practice - your effective and marginal rates, any allowances or thresholds you are close to, and the specific steps to take next. Enter your details above and the guidance updates to match your situation.
Do this next, in order
Estimates only - not financial or tax advice. Confirm figures on GOV.UK or with an adviser.
Pot growth over time
| Year | Paid in | Growth | Pot value |
|---|---|---|---|
Compare saved scenarios
| Scenario | Pot at retirement | Tax-free | Income/yr | |
|---|---|---|---|---|