See the tax relief the government adds to what you pay in - for the 2026/27 tax year.
Enter your own contribution from take-home pay. Basic-rate (20%) relief is added automatically (“relief at source”).
Total into your pension
You pay in - the rest is tax relief
Claim back via Self Assessment
As a taxpayer you can reclaim a further through your tax return - it does not go into the pension automatically.
Over the annual allowance
Your gross contribution exceeds the annual allowance for . The excess may attract an annual allowance charge unless you carry forward unused allowance.
Estimate only. Relief depends on your full income and pension scheme type.
For every £1 that lands in your pension, you fund and tax relief covers the rest.
After years at growth, contributing gross a year could be worth about - roughly of that is from tax relief alone.
| Scenario | You pay | Into pension | Reclaim | |
|---|---|---|---|---|
Pension Tax Relief Calculator by TaxFly — free UK tax calculators