Rent Affordability Calculator

A common guide is that rent should be no more than 30% of gross income, and landlords often want income of 30× the monthly rent.

Your annual income (before tax)

Combined with a second income below.

Renting with someone (add a second income)

Partner / housemate income

Rent as % of income

20% cautious30% guide50% stretched

Bills, debt repayments and other essentials reduce what's realistically left for rent each month.

Bills & utilities

Debt / other

Affordable monthly rent

at of gross income

Guide only. Affordability checks, referencing and lender criteria vary.

An estimate of how this rent sits inside your monthly income.

Monthly rent at

How affordable rent scales with household income at your chosen ratio.

Scenario	Income	Ratio	Monthly rent

Next steps

Take-home pay

See your monthly net income

Could you buy instead?

Check mortgage affordability

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