Your take-home target (2026/27)

Tell us what you want to actually take home and we solve for the gross salary that delivers it.

£
%

% of gross salary. 0 = none

Gross salary you need

= / month · / week

Gross salary
Income Tax
National Insurance
Pension (%, sacrificed)
Student loan
Take-home pay
Share of gross you keep

Your target lands in the £100,000–£125,140 zone

The Personal Allowance is withdrawn £1 for every £2 above £100,000, creating an effective 60% rate - each extra pound of take-home costs a lot more gross here. A pension contribution can pull you back under the line.

Estimate for 2026/27, standard tax code. Excludes benefits in kind and payslip-specific deductions.

How the Income Tax on is built up

Personal Allowance at this salary: (tapered - income is above £100,000).

Band Rate Income in band Tax

This uses the same engine as the forward salary calculator - put into the take-home pay calculator and your target comes back out.

Compare saved scenarios

Scenario Gross needed You keep

Required Salary Calculator by TaxFly — free UK tax calculators