Compare the Income Tax you actually paid with what you should owe for the year.
Your total taxable income for the year (salary, pension etc.).
From your payslips, P60 or P45 (tax deducted - not National Insurance).
Left a job part-way through the year? PAYE often assumes you earned all year, so too much tax is taken.
effective tax rate
your top tax rate
Income Tax only - National Insurance is not refundable this way. Reclaim overpaid tax via your Personal Tax Account on gov.uk.
| Band | Rate | Income in band | Tax |
|---|---|---|---|
| Personal Allowance | 0% | £0 | |
| Total Income Tax due | |||
Where the green line sits above the blue line, you have likely overpaid.
| Scenario | Tax due | Tax paid | Refund / owed | |
|---|---|---|---|---|
Tax Refund Calculator by TaxFly — free UK tax calculators