Check this year's contributions against your £ annual allowance, including taper and carry forward.
You + employer + tax relief (the full gross amount / pension input amount).
The allowance tapers down once adjusted income tops £ - but only if threshold income is also above £.
Taxable income + all pension contributions (incl. employer).
Roughly your taxable income excluding employer contributions.
Unused allowance from the last 3 tax years can be added on top - if you were a pension scheme member in those years.
Used only to estimate the annual allowance charge on any excess.
You may face an annual allowance charge. You can still contribute this much before a charge applies.
Estimated annual allowance charge
Room to contribute
headroom left
of allowance used
Estimate only. The annual allowance charge is added to your income and taxed at your marginal rate(s). Check with a regulated adviser.
Carry forward uses the oldest unused allowance first. Bars show each year's allowance; the line marks this year's contribution against your total available pot.
| Scenario | Available | Contributed | Excess / charge | |
|---|---|---|---|---|
Pension Annual Allowance Calculator by TaxFly — free UK tax calculators