Updated for 2026/27
Stamp duty on a £300,000 house
Quick answer
Buying a home for £300,000? The stamp duty (SDLT) on a standard residential purchase in England and Northern Ireland is £5,000 — an effective rate of 1.67%.
Reviewed by TaxFly Editorial Team
How we calculate
- Property price
- £300,000
- On the slice £125,000–£250,000 @ 2%
- £2,500
- On the slice £250,000–£925,000 @ 5%
- £2,500
- Total stamp duty
- £5,000
How much stamp duty on a £300,000 house?
For a standard residential purchase (your main home, and you've owned property before) at £300,000, the Stamp Duty Land Tax is £5,000 in England and Northern Ireland for 2026/27. SDLT is charged in slices, so each portion of the price is taxed at its own rate — the breakdown above shows exactly how the bill is built.
When you might pay more or less
- First-time buyers pay no SDLT up to £300,000 and a reduced rate to £500,000 — often £0 on a £300,000 home if it qualifies.
- Second homes and buy-to-let carry a surcharge on top of every band, increasing the bill significantly.
- Scotland (LBTT) and Wales (LTT) use entirely different rates and thresholds.
Use the full stamp duty calculator to apply first-time buyer relief, the additional-property surcharge, or switch nation.
Frequently asked questions
Stamp duty on a £300,000 home is £5,000 for a standard residential purchase in England and Northern Ireland (2026/27).
Often not — first-time buyers pay nothing up to £300,000 and a reduced rate to £500,000, so a £300,000 purchase can be £0 if it qualifies.
Yes — second homes and buy-to-let purchases pay an additional surcharge on top of every band. Use the full calculator to see the second-home figure.
