Guides

135 plain-English guides to UK tax, each with a named author and links to its official sources.

Page 7 of 7 · newest first

Pension Drawdown Explained: Income, Tax and Risks (2026/27)

A plain-English guide to pension drawdown: how flexi-access drawdown works, the 25% tax-free element, how withdrawals are taxed at your marginal rate, the MPAA trap, and how drawdown compares with an annuity.

By Laura Michelle Davis · 19 Jun 2026

Income Tax

UK Tax Codes Explained: What Yours Means (2026/27)

Your tax code controls how much tax comes out of your pay. Here's what the letters and numbers mean, and how to tell if yours is wrong.

By Damon Smith · 18 Jun 2026

Property

Section 24 Explained: How the Landlord Mortgage-Interest Rules Work (2026/27)

Section 24 changed buy-to-let taxation for good. Here's how the mortgage-interest rules work, who they hit hardest, and how to work out your real tax.

By Peter Cunniffe · 18 Jun 2026

Self-Employed

Salary vs Dividends: How Should a Director Pay Themselves in 2026/27?

Most company directors pay themselves with a small salary plus dividends. Here's how the split works in 2026/27, and how to find the most tax-efficient mix.

By David Obeng · 18 Jun 2026

Self-Employed

Self-Employed Tax: A Beginner's Guide (2026/27)

Just gone self-employed? Here's everything you need to know about tax - what you'll pay, when, how to register, what you can claim, and how to avoid nasty surprises.

By Mercy Oyelowo · 18 Jun 2026

Income Tax

How to Calculate Your Take-Home Pay After Tax and National Insurance (2026/27)

Your salary and what actually lands in your bank account are two different numbers. Here's exactly how to work out your take-home pay after tax and National Insurance.

By Damon Smith · 18 Jun 2026

Self-Employed

Making Tax Digital for Income Tax: The Complete 2026 Guide

MTD for Income Tax is the biggest change to self-employed and landlord tax in a generation. Here's who's affected, when, and exactly what you'll need to do.

By Mercy Oyelowo · 18 Jun 2026

Capital Gains

Capital Gains Tax rates 2026/27: allowance, rates and how to cut your bill

Your plain-English guide to capital gains tax rates 2026/27: the tax-free allowance, the 18% and 24% rates, a worked example and ways to pay less.

By Peter Cunniffe · 17 Jun 2026

Capital Gains

Dividend Tax 2026/27: Allowance, Rates and How Much You'll Pay

A plain-English guide to dividend tax for 2026/27: the £500 allowance, the new higher rates, worked examples and how to report dividends to HMRC.

By David Obeng · 17 Jun 2026

Savings & ISAs

ISA Allowance 2026/27: How to Use Your £20,000 Tax-Free Limit

Your ISA allowance 2026/27 is £20,000 per person. Here's how to split it across ISA types, use the LISA bonus, and grow your money completely tax-free.

By Maria Moisei · 17 Jun 2026

Income Tax

National Insurance Rates 2026/27: How Much You Pay and Why

Understand national insurance rates 2026/27 for employees, the self-employed and employers, with thresholds, a worked example and clear answers to common questions.

By Damon Smith · 17 Jun 2026

Pensions

Pension Tax Relief Explained: How to Get Up to 45% Back (2026/27)

Understand pension tax relief for 2026/27: how relief works at 20%, 40% and 45%, the Annual Allowance, carry forward and how to claim the extra you are owed.

By Laura Michelle Davis · 17 Jun 2026

Income Tax

The Personal Allowance Explained: How the £12,570 Tax-Free Amount Works (2026/27)

Your personal allowance is the £12,570 you can earn tax-free in 2026/27. Here's how it works, who gets it, and where it can be reduced or shared.

By Maria Moisei · 17 Jun 2026

Self Assessment

Self Assessment Tax Returns 2026: Deadlines, Penalties and How to File

Understand self assessment tax return deadlines, who needs to file, the penalties for missing them, and the simple steps to file your return with HMRC.

By Mercy Oyelowo · 17 Jun 2026

Income Tax

UK Income Tax Rates and Bands 2026/27: A Plain-English Guide

Understand UK income tax rates and bands for 2026/27, including the Personal Allowance, the basic, higher and additional rates, and a worked example.

By Laura Michelle Davis · 17 Jun 2026

Deadlines, rate changes and what to claim

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