Savings & ISAs
ISA Changes 2026/27: Cash ISA Cut, 22% Charge and Transfer Ban
The Cash ISA allowance is being cut to £12,000, a 22% charge hits cash in investment ISAs, and under-65 transfers are…
Guides
202 plain-English guides to UK tax, written and reviewed in-house — each one with the calculator it needs built in.
Page 14 of 17
Taxes
Stealth Tax: Frozen Tax Thresholds to 2031 and Fiscal Drag Explained
Frozen tax thresholds to 2031 will drag 5.2m more people into tax. How the "stealth tax" works, what it costs you, and…
Credit Cards
Credit Utilisation Explained: The 30% Rule and Your Credit Score
A plain-English guide to what credit utilisation is, how the maths works, why the 30% rule matters for your credit…
Loans
Debt-to-Income Ratio Explained: What's a Good DTI in the UK?
Your debt to income ratio is a quick way to gauge whether your borrowing is comfortable or stretched. This plain-English…
Business Finance
Director's Loans Explained: S455 Tax and the £10,000 Rule
A plain-English guide to the director's loan account for company directors: overdrawn versus in-credit balances, S455…
Credit Cards
How to Improve Your Credit Score (and What You Need for a Mortgage)
A practical, ordered guide on how to improve credit score in the UK, with realistic timeframes, the steps lenders…
Investing
Is Buy-to-Let Still Worth It in 2026? The Real Numbers
Wondering if buy to let is worth it in 2026? We walk through gross vs net rental yield, the real running costs, Section…
Savings & ISAs
Lifetime ISA Explained: The 25% Bonus, Rules and Is It Worth It?
A plain-English guide to the Lifetime ISA: how the 25% government bonus works, who can open one, using it for a first…
Business Finance
PAYE vs Self-Employed: Which Leaves You Better Off?
Comparing PAYE vs self employed is about more than the headline figure. We break down how income tax, National…
Loans
Soft Search vs Hard Search: Check Eligibility Without Hurting Your Credit
A soft search lets you check your likely chances of approval without leaving a mark lenders can see. Here is how soft…
Credit Cards
What Affects Your Credit Score in the UK?
A plain-English guide to what affects your credit score in the UK, from payment history and credit utilisation to the…
Pensions
Pension Salary Sacrifice: How It Works and How Much You Save
Pension salary sacrifice swaps part of your gross pay for an employer pension contribution, cutting both income tax and…
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