Taxes guides
How UK tax actually works — income tax, National Insurance, dividends, capital gains and the allowances that cut your bill.
Taxes
The Personal Allowance Explained: How the £12,570 Tax-Free Amount Works (2026/27)
Your personal allowance is the £12,570 you can earn tax-free in 2026/27. Here's how it works, who gets it, and where it can be reduced or shared.
Laura Michelle Davis · 14 Apr 2026
Taxes
National Insurance Rates 2026/27: How Much You Pay and Why
Understand national insurance rates 2026/27 for employees, the self-employed and employers, with thresholds, a worked example and clear answers to common questions.
Laura Michelle Davis · 10 Apr 2026
Taxes
Dividend Tax 2026/27: Allowance, Rates and How Much You'll Pay
A plain-English guide to dividend tax for 2026/27: the £500 allowance, the new higher rates, worked examples and how to report dividends to HMRC.
Laura Michelle Davis · 8 Apr 2026
Taxes
Capital Gains Tax rates 2026/27: allowance, rates and how to cut your bill
Your plain-English guide to capital gains tax rates 2026/27: the tax-free allowance, the 18% and 24% rates, a worked example and ways to pay less.
Laura Michelle Davis · 8 Apr 2026