Taxes
How to Find Your National Insurance Number (Online, App or Post)
Your National Insurance number is on old payslips, your P60 and any HMRC letter — and you can pull it up free in the…
Taxes guides
How UK tax actually works — income tax, National Insurance, dividends, capital gains and the allowances that cut your bill.
Taxes
Second Job Tax: How It's Taxed and How to Stop Overpaying
A second job is not taxed at a higher rate, but the tax code on it often is wrong. Here is how BR, D0 and split codes…
Taxes
How to Change Your Tax Code (and How Long HMRC Takes)
A wrong tax code is the most common reason people over- or underpay tax. Here is how to get it changed with HMRC, how…
Taxes
Tax Code 0T Explained: Why You Have It and How to Fix It
Tax code 0T strips out your entire £12,570 Personal Allowance, so every pound of that pay is taxed. Here's why it…
Taxes
Residence Nil Rate Band: The Extra £175,000 for Leaving Your Home
The residence nil rate band adds up to £175,000 of tax-free allowance when you leave your home to children or…
Taxes
National Insurance Credits: Who Gets Them Free and How to Claim
National Insurance credits are free qualifying years for your State Pension — but thousands are never claimed. Here is…
Taxes
Check Your National Insurance Record and Fix the Gaps
Your National Insurance record decides your State Pension. Here's how to check it, read the gaps properly, claim free…
Taxes
Company Car Tax on Electric Cars 2026/27: BiK Rates to 2030
Electric company cars are taxed on 4% of list price in 2026/27, rising to 5%, 7% and 9% by 2029/30. Here are the full…
Taxes
How to Reduce Inheritance Tax Legally: 9 Reliefs Ranked by Value
Inheritance tax is 40% on everything above your allowances — but the allowances and reliefs are generous if you know the…
Taxes
Tax on Redundancy Pay: The £30,000 Rule and Paying Less on the Rest
Genuine redundancy compensation is tax-free up to £30,000 — but notice pay, holiday pay and bonuses are taxed in full.…
Taxes
Is Compensation Taxable? Car Finance Payouts, PPI Interest and Injury Awards
Most compensation payouts are tax-free because they simply put you back where you started. The interest added on top…
Taxes
HMRC Letters Decoded: What Each One Means and How Long You Have
A plain-English decoder for every brown envelope HMRC sends: P800 tax calculations, Simple Assessments, nudge letters,…
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