Taxes
National Insurance Category Letters: What A, B, C, H, M and Z Mean
Your National Insurance category letter decides how much NI you and your employer pay. Here is what A, B, C, H, M, Z and…
Taxes guides
How UK tax actually works — income tax, National Insurance, dividends, capital gains and the allowances that cut your bill.
Taxes
Leaving the UK: Tax, P85 and What to Do Before You Go
Leaving the UK part-way through a tax year usually means you have overpaid PAYE. Here is how the P85 refund works, plus…
Taxes
Money Sent From Abroad: Is It Taxable in the UK?
A cash gift from family overseas is not taxable income in the UK, but there are four situations where tax can still…
Taxes
Divorce and Capital Gains Tax: The 3-Year No-Gain Window
Separating couples can move assets between themselves without triggering Capital Gains Tax for up to three tax years…
Taxes
How to Challenge Your Council Tax Band
Your band is based on what your home was worth in 1991, not today — and many were set wrongly and never revisited. How…
Taxes
Emergency Tax Codes Explained: Why You Are on One and How to Get Your Money Back
An emergency code ends W1, M1 or X and taxes you as though every pay period were your first. On a salary it usually…
Taxes
Self Assessment Penalties: What You Owe at 1 Day, 3 Months, 6 Months and a Year
Miss the 31 January deadline and you owe £100 on day one. Miss it by a year on a £9,000 bill and penalties hit £3,250,…
Taxes
Simple Assessment Explained: The PA302 Letter and What to Do When the Figures Are Wrong
A Simple Assessment is HMRC telling you what it thinks you owe, not a return you file. You get 60 days to challenge the…
Taxes
Self Assessment: register by 5 October or face a penalty
If you need to file a Self Assessment return for the first time, you must tell HMRC by 5 October following the end of…
Taxes
Side hustle tax: the £1,000 trading allowance and what HMRC already sees
You can earn £1,000 of gross trading income a year tax-free under the trading allowance. Online platforms including…
Taxes
Working from home tax relief: withdrawn for employees from April 2026
Employees can no longer claim working from home tax relief - it was withdrawn from 6 April 2026. You can still claim…
Taxes
Uniform and tools tax rebate: flat rate expenses by job
If you wash a work uniform or buy your own tools, you can claim a flat rate expense without keeping receipts. The…
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