Your own home is usually exempt

Private residence relief covers a property that has been your only or main residence throughout, including the last nine months of ownership even if you had moved out.

Anything else has a 60-day clock

A UK residential property disposal with tax to pay must be reported and paid within 60 days of completion — separately from, and in addition to, the tax return. Penalties start on day 61.

Part-let means part-relief

A property that was your home for part of the period and let for the rest gets relief proportionately. Letting relief now only applies where you shared occupation with the tenant.

Property rates are higher

Residential property gains are charged at 18% and 24%, above the rates for other assets. Transferring a share to a spouse before sale can use a second exempt amount and a second basic-rate band.

Do I pay capital gains tax when I sell my house?

Private residence relief, the 60-day reporting deadline that catches almost everyone, and what to do when a property was let for part of the time.

What changes for you

Your own home is usually exempt
Private residence relief covers a property that has been your only or main residence throughout, including the last nine months of ownership even if you had moved out.
Anything else has a 60-day clock
A UK residential property disposal with tax to pay must be reported and paid within 60 days of completion — separately from, and in addition to, the tax return. Penalties start on day 61.
Part-let means part-relief
A property that was your home for part of the period and let for the rest gets relief proportionately. Letting relief now only applies where you shared occupation with the tenant.
Property rates are higher
Residential property gains are charged at 18% and 24%, above the rates for other assets. Transferring a share to a spouse before sale can use a second exempt amount and a second basic-rate band.

The decisions this opens up

Each works on your own figures and shows every option with the workings. Free, and no sign-up.

Should I sell this before or after 5 April?The capital gains exempt amount resets every 6 April and never carries forward. Splitting a disposal across two tax years can use two of them.What can I still do before the tax year ends?Every allowance that resets on 6 April, what each one is worth to you, and how long is left to use it. Use-it-or-lose-it items first.

Dates this puts in your diary

60 days after completionReport and pay CGT on UK residential property
31 January after the tax yearReport the disposal on the tax return as well

Run the numbers

Capital Gains Tax Calculator Cgt 60 Day Reporting Calculator Capital Gains Tax Rates 2026 27

Software that files it for you

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