Self-Employed & Business calculators
35 calculators in Self-Employed & Business. Every one shows the tax year it used and the rules it applied.
Showing 25–35 of 35 in Self-Employed & Business · Open the Self-Employed & Business page
- Payments on Account CalculatorOur payments on account calculator helps you work out whether you owe Self Assessment payments on account, how much each one is and when they're due. Payments on account are advance contributions towards your next Self Assessment tax bill, spreading the cost so you don't face one large lump sum. Enter your figures to check whether HMRC expects these advance payments from you, plan ahead for each instalment and avoid surprise demands or interest charges when your return is filed.
- Payroll CalculatorUse our free Payroll Calculator to get an instant estimate for the 2026/27 tax year.
- Profit & Loss StatementThis profit and loss calculator turns your sales, costs and overheads into a clear P&L statement in seconds, showing gross profit, net profit and the margins behind them. It is built for UK sole traders, freelancers and small limited companies who want to know whether the business is actually making money before the accountant confirms it. Enter your figures above, and you get a tidy summary you can sanity-check against your bookkeeping, your bank balance and your tax return. No jargon, no spreadsheet formulas to remember.
- Profit Margin CalculatorUse our free Profit Margin Calculator to get an instant estimate.
- R&D Tax Credit CalculatorThis R&D tax credit calculator helps UK limited companies estimate the qualifying spend behind a Research & Development claim and the rough cash benefit it could unlock against their corporation tax bill. If you have staff, subcontractors or cloud costs tied to solving a genuine technical problem, you may have a claim and not realise it. It is built for company directors, finance leads and accountants who want a quick, honest sense of scale before committing to the full HMRC paperwork for the 2026/27 accounting period.
- Receipt Scanner (OCR)This free receipt scanner app reads a photo or PDF of any UK receipt and pulls out the four things that matter for your books: the supplier, the date, the total and the VAT. Drop in a crumpled lunch receipt, a fuel station printout or a supplier invoice, and the optical character recognition (OCR) does the typing for you. It is built for sole traders, freelancers and small limited companies who need to scan receipts for tax without paying for bookkeeping software. Nothing here is a rate that changes each April, so it works the same in every tax year.
- Salary vs Dividend CalculatorUse the dividend vs salary calculator above to compare how much tax you pay taking income as salary versus dividends, and find the most efficient split for a company director in 2026/27.
- Side Hustle Tax CalculatorUse the side hustle tax calculator above to work out the tax on income from a side project alongside your main job, and whether the £1,000 trading allowance covers you.
- Umbrella Company CalculatorUse our free Umbrella Company Calculator to get an instant estimate for the 2026/27 tax year.
- Director's Loan CalculatorIf you take money out of your company beyond your salary, dividends or expenses, it goes on your director's loan account . This calculator works out the S455 tax on an overdrawn loan and the benefit-in-kind cost when the loan is over £10,000.
- PAYE vs Self-Employed CalculatorEarning the same money as a salary or as self-employed profit leaves you with different take-home pay - mostly because of National Insurance. This calculator compares both side by side for 2026/27, so you can see the real difference.
Every calculator, by category
Tax Calculators
- Business & Agricultural Property Relief Calculator
- Capital Gains Tax Calculator
- Capital Gains Tax on Property Calculator
- Car Tax Calculator
- Check If HMRC Owes You Money
- Child Benefit Tax Calculator
- Company Car Tax Calculator
- Council Tax Calculator
- Crypto Tax Calculator
- Dividend Tax Calculator
- Emergency Tax Calculator
- Fiscal Drag Calculator (Threshold Freeze)
- How Much Tax Am I Overpaying?
- Import Duty Calculator
- Income Tax Calculator
- Inheritance Tax Calculator
- Marriage Allowance Calculator
- Mileage Allowance Calculator
- National Insurance Calculator
- Scotland Tax Calculator
- Second Job Tax Calculator
- Self Assessment Penalty Calculator
- Self-Employed Tax Calculator
- Tax Calculator
- Tax Code Checker
- Tax Deadline Tracker
- Tax Rebate Checker
- Tax Refund Estimator
- VAT Calculator
- VAT Invoice Checker
- VAT Number Validator
- Couples Tax Optimiser
Salary & Income
- Bonus Tax Calculator
- Bring-Home Income Calculator
- Bring-Home Pay Calculator
- Compare Tax Years Calculator
- Gross to Net Calculator
- Holiday Entitlement Calculator
- Hourly Rate Calculator
- Maternity Leave Calculator
- Maternity Pay Calculator
- Net Salary Calculator
- Notice Period Calculator
- Overtime Calculator
- P45 Generator
- Pay Rise Calculator
- Payroll Take-Home Calculator
- Payslip Generator
- Pro Rata Salary Calculator
- Redundancy Pay Calculator
- Required Salary Calculator
- Salary Calculator (Take-Home Pay)
- Salary Comparison Calculator
- Salary Sacrifice Calculator
- Salary to Hourly Calculator
- Statutory Sick Pay Calculator
- Student Loan Repayment Calculator
- Take-Home Income Calculator
- Take-Home Pay Calculator
- Take-Home Paycheck Calculator
- Take-Home Wage Calculator
- Wage Calculator
- Weekly Pay Calculator
- Pay Rise Tax Trap Calculator
Property & Tax
- First-Time Buyer Stamp Duty Calculator
- LBTT Calculator (Scotland)
- LTT Calculator (Wales)
- Landlord Rental Income & Tax Organiser
- Mansion Tax Calculator (High-Value Surcharge)
- Rent Receipt Generator
- Rental Income Tax Calculator
- Second Home Stamp Duty Calculator
- Section 24 Landlord Tax Calculator
- Stamp Duty Calculator
- Buy-to-Let Profit Calculator
Self-Employed & Business
- Bank Statement Converter (PDF to Excel)
- Break Even Calculator
- CIS Tax Calculator
- Capital Allowances Calculator
- Cash Flow Forecast
- Contractor Calculator
- Contractor Day Rate Calculator
- Corporation Tax Calculator
- Dividend Voucher Generator
- Flat Rate VAT Calculator
- Free Expense Tracker
- Free Invoice Generator
- Free Purchase Order Generator
- Free Quote Generator
- Freelancer Tax Health Score
- IR35 Status Checker
- Late Payment Interest Calculator
- Limited Company Tax Calculator
- MTD Income Tax Scope Checker
- MTD Quarterly Record Organiser
- MTD for Income Tax Checker & Deadline Tracker
- Markup Calculator
- Mileage Tracker & Claim
- P11D Generator
- Payments on Account Calculator
- Payroll Calculator
- Profit & Loss Statement
- Profit Margin Calculator
- R&D Tax Credit Calculator
- Receipt Scanner (OCR)
- Salary vs Dividend Calculator
- Side Hustle Tax Calculator
- Umbrella Company Calculator
- Director's Loan Calculator
- PAYE vs Self-Employed Calculator
Property & Mortgage
- Bridging Loan Calculator
- Buy to Let Mortgage Calculator
- Cost of Moving House Calculator
- Equity Release Calculator
- House Deposit Calculator
- How Much Can I Borrow Calculator
- Loan to Value Calculator
- Mortgage Affordability Calculator
- Mortgage Calculator
- Mortgage Overpayment Calculator
- Mortgage Repayment Calculator
- Remortgage Calculator
- Rent Affordability Calculator
- Rental Yield Calculator
Pensions & Retirement
- Annuity Calculator
- Final Salary Pension Calculator
- Pension Annual Allowance Calculator
- Pension Calculator
- Pension Drawdown Calculator
- Pension Inheritance Tax Calculator (2027)
- Pension Lump Sum Tax Calculator
- Pension Pot Calculator
- Pension Tax Relief Calculator
- Retirement Calculator
- SIPP Calculator
- Salary Sacrifice 2029 NI Calculator
- State Pension Forecast Calculator
Savings & Investments
- Compound Interest Calculator
- Dividend Yield Calculator
- FIRE Calculator
- Gilt Ladder Calculator
- Gilt Yield Calculator (After-Tax)
- Gilt vs Savings vs ISA Calculator
- ISA Calculator
- Index-Linked Gilt Calculator
- Interest Calculator
- Investment Calculator
- Personal Savings Allowance Calculator
- Premium Bonds Calculator
- Regular Savings Calculator
- Savings Calculator
- Lifetime ISA Calculator
Loans, Debt & Credit
- APR Calculator
- Car Finance Calculator
- Credit Card Repayment Calculator
- Credit Utilisation Calculator
- Debt Consolidation Calculator
- Early Repayment Calculator
- Loan Calculator
- Loan Repayment Calculator
- Personal Loan Calculator
- Debt-to-Income Ratio Calculator
- Credit Score Estimator
- Credit Score Improvement Simulator
- Soft Search Eligibility Checker
Software that files it for you
Partner linksIf you keep your own books, these are the packages that handle Self Assessment and Making Tax Digital.
FreeAgent
The freelancer and contractor favourite, free with some bank accounts.
- Free forever with a NatWest, Royal Bank of Scotland, Ulster or Mettle business account
- Built-in Self Assessment and MTD for Income Tax filing
From £0 with a NatWest, RBS or Mettle account, otherwise about £19/mo
See FreeAgentQuickBooks
The big all-rounder with the deepest MTD track record.
- Sole Trader plan built specifically for Self Assessment and MTD
- Snap and store receipts, automatic bank feeds
From about £10/mo, frequent 90% off intro offers
See QuickBooksXero
The scale-up choice once you have staff, stock or VAT.
- Huge app marketplace and the accountant industry standard
- Strong for VAT, payroll and multi-user limited companies
From about £15/mo
See XeroWe may earn a commission if you sign up through one of these links. It never changes what we calculate, what we recommend, or the order they appear in.
Deadlines, rate changes and what to claim
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